Halifax Offer £135 to switch
Comments
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Not sure. I had an individual and a joint, no problem with opening another individual account.0
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SlovakianGuy wrote: »Ahhh OK How many Nationwide accounts can a single individual actually have? (sorry for offtopic)
six…………………….0 -
SlovakianGuy wrote: »Not sure about this. My friend switched to NatWest for £100 this summer. I'm switching right now for £125. That's an increase.
Halifax just increased the bonus from £75 to £135. Yeah, £200 seems unlikely, but maybe £150 .. but it's not worth waiting so I'll switch now0 -
SlovakianGuy wrote: »Finally! I'm tempted to switch now. But it is possible that they could increase the bonus even more? There was a £200 bonus in 2015 from them. I wonder if there's any chance they will introduce it again.
If this is the offer then I doubt they will increase it.0 -
Thanks, but you missed out this:
'You are not eligible for the offer if you have previously received any other offer or benefits for switching to a Halifax bank account at any point since January 2012.'
Sadly, that rules many of us out, so quite important;)
And you can't switch a BoS account to it. So that's me out but I can do it with the NatWest one I have sitting doing nowt.:)0 -
OK, account opened online today, the switch process will start a bit later. I hope they'll pay the bonus.
Seems like they perform a hard check on credit file even if you don't apply for overdraft facility. My credit report was updated today, right after I applied. It shows this search:
Bank Of Scotland Plc (Sr, Sa, Tac)
Halifax Personal Current Accounts 7.2 (Cr Bsb Api)
Checking Credit Application0 -
SlovakianGuy wrote: »OK, account opened online today, the switch process will start a bit later. I hope they'll pay the bonus.
Seems like they perform a hard check on credit file even if you don't apply for overdraft facility. My credit report was updated today, right after I applied. It shows this search:
Bank Of Scotland Plc (Sr, Sa, Tac)
Halifax Personal Current Accounts 7.2 (Cr Bsb Api)
Checking Credit Application
This is standard practice when opening a current account as it is possible to go overdrawn without having an agreed overdraft;)0 -
Have several Reward current accounts with Halifax and an idle account elsewhere that I was planning to close, so have arranged the switch today as never had a switch bonus from Halifax before0
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This is standard practice when opening a current account as it is possible to go overdrawn without having an agreed overdraft;)
Not sure about that... As far as I know, most banks only perform a soft check which doesn't leave a negative mark on your credit report. I will see on my Experian and Equifax reports 2 weeks later. I'll let you know if I don't forget0 -
SlovakianGuy wrote: »Not sure about that... As far as I know, most banks only perform a soft check which doesn't leave a negative mark on your credit report. I will see on my Experian and Equifax reports 2 weeks later. I'll let you know if I don't forget
Care to explain what you mean by a 'negative mark'?
Are you talking about some made up number/scale/% credit 'score'?0
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