The end of procrastination and disorganisation.......
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Morning lovely! Your enthusiasm is contagious, I'm going to go through the toys and see what I can get rid of. I'm the opposite to you. I don't love work but hate being at home on my own! Although love being at home with the small ones and family.0
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I so love reading your diary.
I'm also so happy for you - windows, trees and wiring... oh and the boiler. That's going to be massively disrupting, so if you have friends with spare sofas even if it's for a bit of piece and quiet during waking hours - make the most of them. If you haven't, just be prepared for dust and dirt and very little privacy for a short while, but it will be worth it. It really will, though having had similar works done, we have gone into a slump and cant face even basic decorating a couple of years later! Though I have the feeling you are made of stronger stuff than I am.parsniphead wrote: »Small steps will make big changes.
What a great motto! I shall adopt it as I have come back from the holiday cottage with a cleaning mojo (which was free ) so I want to tackle some kitchen cupboards before work today.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
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I'm sorry.....:( you will be so annoyed by me mentioning this but.....
I've done most of DS's Christmas shopping.:xmastree::rudolf::xmassign:
Parsnip duck as bricks are lobbed.
But its only 73 or 72 days away. I hate shopping and crowds so it needs to be done early.
Shopping is so boring but I did pop into ultimate outdoors looking for a coat and saw a lovely, big £600 tent reduced to £250. Cheap holidays and weekends away. Possibly.............
Right stop waffling. Alterations to do and a hovel to continue clearing........oh and more diaries to read at lunch time.
P xxx1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
I'm buying bits as I go along for Xmas but most of the money is by for Black Friday in November hoping to get some bargains xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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parsniphead wrote: »I'm sorry.....:( you will be so annoyed by me mentioning this but.....
I've done most of DS's Christmas shopping.:xmastree::rudolf::xmassign:
You are amazing (says she through gritted teeth :rotfl:)! :T:T:T
Are you going back for the tent?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
I'm buying bits as I go along for Xmas but most of the money is by for Black Friday in November hoping to get some bargains xx
You're brave. Black friday makes me want to hide under my duvet.Cherryfudge wrote: »You are amazing (says she through gritted teeth :rotfl:)! :T:T:T
Are you going back for the tent?
It needs to be do. This girl dispises shopping. A maybe on the tent. I'm mulling it over.
A quick on today as im feeling a bit down. The lady I mentioned a while back who was fighting cancer passed away on Monday leaving her gorgeous little boy who is just 5. I feel so heartbroken for the both of them. He has good grandparents and family so will be well loved but.............
Look after yourself everyone and enjoy your life. Xxx1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
I'm so sorry to hear about the lady with cancer. How sad for her son and family
:eek: to the Christmas shopping
I'm so pleased that you will now (soon) have a lovely mould free home for your son :T
What a great inspiration for the decluttering, I'm sure you will feel really motivated now and will be able to move mountainsFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
So sorry to hear of another victim of that horrible illness.
Can't believe you have finished your Christmas shopping. I must be the only person here who loves doing it. I have also shopped on behalf of others.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0 -
I'm so sorry to hear about the lady who had cancer. Sending you a hug because I think you need one. xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Oh no I'm so sorry to hear about your friend........her poor wee boy xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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