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  • FIRST POST
    • elysse77
    • By elysse77 22nd Apr 19, 8:09 AM
    • 1Posts
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    elysse77
    New to having several credit cards could use advice.
    • #1
    • 22nd Apr 19, 8:09 AM
    New to having several credit cards could use advice. 22nd Apr 19 at 8:09 AM
    Hello everyone,

    So a quick background, I've had only 2 credit cards in my entire life and I've always paid them 100% every month. Credit score was around 800 until I recently bought a house and it's down to around 785. I've just learned about cashback cards and just went crazy and applied to 5 of them today before learning of this subreddit. I've been approved for Amex Blue Cash Preferred(will cover 6% groceries which I do spend 5-6k a year) and Discover It card(will cover 5% gas for this quarter but with promotion I'd get 10% eventually and 2% on everything else for 1 year) , got denied for USA Cash+ and I'm pending on Citi Double cash and the Nuendo CC. My reasoning for wanting all those cards is that they would probably cover most of my expenses at 5% cash back and I'd have the Citi Double Cash to fall back to for everything else. I only travel usually once a year, sometimes twice so I figured I just wanted to get cash back for everything. Have I started it all wrong by applying to 5 cards on the same day?

    Thank you!
Page 1
    • zx81
    • By zx81 22nd Apr 19, 8:19 AM
    • 23,844 Posts
    • 26,520 Thanks
    zx81
    • #2
    • 22nd Apr 19, 8:19 AM
    • #2
    • 22nd Apr 19, 8:19 AM
    You'll better advice on a US site.

    Credit scores aren't used here and US lender criteria may be somewhat different.
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