The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

mrso2b · 22 May 2012 at 4:39PM

Been using the snowball calculator – it's really motivating! Although it's going to take me longer than the end of this year to clear my debts L But it's good to show where the majority of the money should be paid to. I was trying to clear my biggest debt first when actually it told me to focus on the smaller one.

Paid £100 off the Barclaycard (minimum payment plus rounded up to the nearest £10).

152 mrso2b £1,768.29 / £12,000

mrso2b · 22 May 2012 at 4:41PM

tirlittan wrote: »

Happy Birthday Fritterprincess!!!

My minimum amount on the cc hasn't gone out...I paid £100 extra off as usual on pay day (15th) and the payment usually goes on 22nd even when I've paid out the extra before but now it hasn't...Maybe minimum payment is now under £25 and that's why they are not taking it anymore.
Bit tight this month though so might just leave it and use it to buy these shoes I really want...:o

Which CC is it? I had this issue with Barclays. I made an overpayment and then they didn't take the minimum by direct debit. Very annoying and I told them so too! I said I'm trying to clear this as fast as possible yet you aren’t helping! In the end I cancelled the DD and I make the payment manually every month.

camuk81 · 22 May 2012 at 4:51PM

Same here. All my have been called and explained as I want to overpay or make ad-hoc payments all barr one said they couldn't do that and they said they would have a problem on the system with it

psychopathbabble · 22 May 2012 at 4:51PM

Bcard are the only ones for me that don't take the min payment if you make a manual payment beforehand.

jakes-mum · 22 May 2012 at 4:54PM

decided to declare some payments off my OD's

so £50 off DH's OD (making that £250 left to declare

)
and £100 off my OD 9making that £900 left to declare as its looking so healthy

)

New total is:

#16 £4226.62/£8806.89 47.99%

Barbeduk · 22 May 2012 at 4:55PM

SpagBol wrote: »

Just made a payment of £90 to DH's CC:

#084 £8591 / £58000

Payday on Friday :j

camuk81 wrote: »

No 149 Camuk Quick update £8012.99 paid off new total paid off 56.20%

Blimey, you've both paid off more than £8k!:T:T:T

Happy birthday fritterprincess:bdaycake:

camuk81 · 22 May 2012 at 4:58PM

See what you do for us, Inspiration!

Oh small sub note plastic bags on top of microwaves don't go well! Off to go get a new microwave as mother in law just blown ours up!

jakes-mum · 22 May 2012 at 5:02PM

camuk81 wrote: »

See what you do for us, Inspiration!

Oh small sub note plastic bags on top of microwaves don't go well! Off to go get a new microwave as mother in law just blown ours up!

We learnt one christmas day that tv's on top of microwaves are also not a good idea

, Jake said the flames coming from the back were very pretty though :rotfl:

MFWannabe · 22 May 2012 at 5:08PM

Have to admit to a bit of a splurge today.
Damn it why do debenhams have to have half price sale on Radley bags when they know how much i want one!!

camuk81 · 22 May 2012 at 5:09PM

Lol, It was the burning smell that gave it away, I thought it was gas!

PS Has anyone else noticed a lot of cynical people on the DFW board today. Thought I was on the wrong page earlier

PPS Because they know you want one

The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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