New home or old home

Copycat07 · 12 January 2019 at 9:50PM

I want to transfer a balance to a new credit card and checked my chances of success, this came back as 0 - 10% as I have only just moved house. If enter my old home address which I still own, I get 95 - 100%. Can I still apply using my old address even though don't live there and change the address afterwards or is it illegal.

Edi81 · 12 January 2019 at 10:25PM

It’s not illegal but may lead to a fraud marker on your credit file.

jonesMUFCforever · 13 January 2019 at 12:07AM

A lot of applications will ask for address history for at least the last 3 years.

Copycat07 · 14 January 2019 at 8:50PM

When I applied using my new address, I stated my old address of 16+ years and got 0 - 10% chance of success, which is why I tried using my old one.

New home or old home

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