My big financial challenge to mortgage freedom

tattycath · 19 April 2017 at 5:51PM

I've been avidly paying off as much of the mortgage as I could for the last 8+ years, only...it wasn't my mortgage.
Now we are parting ways and I'm ready for a new challenge.
I need to get a mortgage-in the throes of, as we speak. Once I get it, I need to pay it off ASAP. It's more than 3 X the size of my ex partners mortgage. :eek:

So, myself and Miss tc are buying a house together. (Trying to).
We finally received documents to sign and the conveyancer wants the deposit. I'm hoping that we will be sorted and moved within a month.
We are first time buyers and there is no chain.

allmannerofthings · 19 April 2017 at 5:58PM

Exciting times, tattycath! I've just taken out a mortgage with my husband, first payment due later this month. I'm really keen to pay it off as soon as possible. Look forward to following your journey!

tattycath · 19 April 2017 at 5:59PM

I've already been looking at overpayment calculators and juggling figures and trying to estimate bills etc.
Even though We are only just signing contracts ready for exchange, I have made a start on trying to work out how we can cut costs and pay off extra every month.
I have started saving on an asd@ savings card, ready for Christmas shop. We have £45 already.
I went to asd@ the other day and picked up a couple of receipts off the floor in the carpark. I put them through the APG and they are worth over a fiver between them. So I'm saving them until we move ( hoping we have got sorted within the next 3 weeks). If we haven't, I will purchase some necessities that have a longer shelf life and save them until we move.

tattycath · 19 April 2017 at 6:00PM

allmannerofthings wrote: »

Exciting times, tattycath! I've just taken out a mortgage with my husband, first payment due later this month. I'm really keen to pay it off as soon as possible. Look forward to following your journey!

Exciting times indeed! I saw your thread last night and subscribed as I'm keen to follow your journey too.

A_Frayed_Knot · 19 April 2017 at 6:31PM

Great changes afoot indeed. Sorry about the parting of ways, but sound as if you and miss tc have moved onwards and upwards.

Here's to the next month :beer: with you both in your new place. And as always, Best wishes and Good Luck in your run up to your moving in date.

Errr - what's APG

tattycath · 19 April 2017 at 7:10PM

A_Frayed_Knot wrote: »

Great changes afoot indeed. Sorry about the parting of ways, but sound as if you and miss tc have moved onwards and upwards.

Here's to the next month :beer: with you both in your new place. And as always, Best wishes and Good Luck in your run up to your moving in date.

Errr - what's APG

Thank you AFK. Looking forward to new adventures. Onwards and upwards.

Asd@ pr!ce guar@ntee

greent · 19 April 2017 at 8:41PM

Shiny new diary! Hoping it all goes as smoothly as possible, tc - and that you and miss tc are ensconced in your new abode asap

xx

tattycath · 19 April 2017 at 8:53PM

greent wrote: »

Shiny new diary! Hoping it all goes as smoothly as possible, tc - and that you and miss tc are ensconced in your new abode asap
xx

Thanks greent.

chocoholic_chick · 19 April 2017 at 9:03PM

Best of luck TC in completing on your home and becoming mortgage free!

tattycath · 19 April 2017 at 9:34PM

chocoholic_chick wrote: »

Best of luck TC in completing on your home and becoming mortgage free!

Thanks cc, my mortgage will only be a bit more than yours currently is.

jwil · 20 April 2017 at 2:39PM

Wow, tattycath, big changes indeed! Sorry to hear about the split, but
congratulations to you and miss tc on your new start. Hope the completion is nice and quick.

A Frayed Knot - I love your signature, that's a great thought!

My big financial challenge to mortgage freedom

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free