New but not new - Year 1 of 5!

A few days since I updated - time goes by so quickly at the mo! But January is done and dusted and we are into a new month, so here we go.


January saw me make £432.56 from various extras. All very useful money when it comes to reducing the deficit and having the life we want to live.


The mortgage benefited from an overpayment too, so the figure needed to be mortgage neutral has become more attractive too - Under £110,000 as things stand, so although that will increase again later in the year, it is starting to look like a somewhat less scary figure!


Overall in the month, we reduced our total deficit (debt less savings) by £2003.18. I am very happy with this.


The house is going on the market tomorrow - the estate agent is due to take photos in an hour or so, and seems confident of a quick sale. But of course they all say that. It is realistically priced I feel compared with others around in the area. Fingers crossed on that one.

I'm now able to say I start my new job "next month".....exciting!

Happy February everyone - the mornings are less dark now so spring is on its way.

I am, Beanie - I remember all too clearly just how bad it was in years gone by. Back then I could never have dreamed of being in the position I am in now. I am very grateful for MSE - as you know it has been invaluable to me in this journey of mine!

Gosh, 10 days since I updated! In my "old" guise I don't think I ever went more than about 10 mins between posts!

Anyway, I've been burning the candle at both ends, and don't know where the time has gone to, really. It's all go.....3 weeks left at my current job, so that's coming round very quickly. I've had some studying to do ahead of the new job, which I am pleased to say I finished today, so that takes a big stress away from me. It has been tiring, but I am glad I have done it, as it was for a subject I really thought I was never going to "get"!!

Moneywise, we are doing ok - I am still reaping the rewards from various outlets - surveys whilst on the bus, bits from topcashback, a couple of wins from free spins, and an ebay sale have all helped keep the totals looking acceptable!

Housewise - well, the estate agent we have been using for the marketing of our existing home has gone into administration! So we have had to start again - a new agent came round yesterday and took photos etc... we are not yet "live" with it (although I do keep checking their website!) but hopefully we will be so very shortly and we can get things moving.

Jobs for the weekend include ringing sky to cancel sky sports - my monthly bill from them seems to be getting ever larger and we just don't have time to watch all the things we used to, so off the package it must come!

Exercise etc - well, I've genuinely not had time to get to the gym. I have been studying before work, at lunchtime, and after work, and I have truly missed the exercise. We are planning on hitting the gym tomorrow morning, though, so hopefully I can soon get back into it. One good thing is that my gym is literally a couple of hundred yards from my new office, so once I start the new job, it will be so much easier to go. Bring it on!!

Lost diaries? Ooh that is something I have missed. I've not caught up yet on anything on mse and feel quite out of touch!!