Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Enjoy your Saturday jaunt HHOD xx
    Mummytogirls x

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Enjoy your jaunt, hope your cold eases xx
  • Willowtree222
    Willowtree222 Posts: 7,696 Forumite
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    Hope you're feeling better soon x.
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Hope your headache shifts soon......enjoy your day out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
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  • beanielou
    beanielou Posts: 90,271 Ambassador
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    Hope you have a lovely jaunt.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    WannabeFree wrote: »
    Have a lovely day HH

    Hope you're feeling better soon

    x
    redofromstart wrote: »
    Have a lovely Saturday saunter HHOD, hope you find something interesting to read.
    mummytogirls wrote: »
    Enjoy your Saturday jaunt HHOD xx

    Thanks everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Deleted_User wrote: »
    Enjoy your jaunt, hope your cold eases xx
    Nicnak wrote: »
    Hope you're feeling better soon x.
    abba1772 wrote: »
    Hope your headache shifts soon......enjoy your day out xx

    Thanks everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    beanielou wrote: »
    Hope you have a lovely jaunt.

    Thanks beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    edited 10 February 2018 at 5:36PM
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    Happy Saturday everyone :).

    I went to bed so early that I woke up at 7.00am this morning :rotfl:. I had a nice day despite my cold and persistent rain. I spent:

    £2.20 bus
    £2.65 latte
    £15.90 Mr T :eek:
    £3 Valentine card for DH :D
    £5 rubber earring backs

    Mr T was expensive because I got bananas, milk, cheese, cokes, fruit pot, cider and grapes. The grapes are DH's Saturday treat instead of chocolate. So much for only buying fruit and milk on top up shops :mad:.

    The earring backs are so I don't lose the silver earrings I bought last week, as I've been afraid to wear them in case I lose them.

    Since I got back I've cleaned out the furry moron (my most hated job :mad:) and put the dishwasher on. Now I just need to empty all the bins before I take it easy.

    I've put a pound back on :mad: but I'm not surprised as I've been drinking and eating more due to the stress of DH's hospital visits and DS2's travels :(. Plus I only did one park walk last week for the same reasons.

    So I need to get serious (again) with my diet. I had to get DS1 some chocolates and I refused a free chocolate sample in the shop :T. Not only that, I refused a free pretzel sample somewhere else :T. I'm impressed with my amazing will power :rotfl:.

    So today's meals include:

    Breakfast - oats and skim milk
    Lunch - cheese sandwich & satsuma
    Snack - banana
    Snack - apple
    Dinner - pasta bake
    Drinks - diet coke, tea with skim milk & cider

    If I stick to that then I'll do okay :).

    Exercisewise I've done so far: 12,293 steps, 5.30 miles, 24 floors & 19 active minutes.

    I hope you're all having a good Saturday so far :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Sounds like a nice day HH :)

    Enjoy your cider ;)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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