Dro and current bank account

Has anyone opened up a current bank account before a DRO and haven't had it downgraded or frozen?

I'm currently with HSBC but they will be going down as creditors. I've also got a Co op cash minder account that I use for Bills only. ( I have no debt with Co op ).

I have just opened a nat west current account but I've heard that check the insolvency register and will either freeze account or downgrade it.
Is there any banks that don't do this after a DRO?
I like to have 2 bank accounts one for bills and one for spending.
I can't open a Barclays as I have debt with them.
Is there any other banks that won't check the insolvency register. I think I am really going to miss the contactless!
Be kind please. I'm here for advice not lectures.

Tia