Rent Guarantor - Too Much Information?
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PurpleSinger1965
Posts: 2 Newbie
I'm going to be a guarantor for my daughter's second-year student accommodation. The first step is to fill in a form that is asking for way more information than I ever had to provide the two times I've done this for her brother. Do I really need to provide my bank account details, NI number and next of kin? They're also asking for a copy of my ID plus proof of address. Basically, they're asking for every bit of information that someone would need in order to hack my entire life!
What is the minimum amount of information they need from me?
What is the minimum amount of information they need from me?
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I had this with one of my daughters private student accommodation leases.
I queried why they were requesting the information and for what purpose and referred to the General Data Protection Regulations. Magically they then decided all they needed was a photo of my driving license as proof of ID.0 -
PurpleSinger1965 wrote: »I'm going to be a guarantor for my daughter's second-year student accommodation. The first step is to fill in a form that is asking for way more information than I ever had to provide the two times I've done this for her brother. Do I really need to provide my bank account details, NI number and next of kin? They're also asking for a copy of my ID plus proof of address. Basically, they're asking for every bit of information that someone would need in order to hack my entire life!
What is the minimum amount of information they need from me?
The creditor has indicated to you the minimum information they expect to receive to hopefully enable them to assess you as a suitable guarantor.
It is entirely up to you what information you are prepared to divulge, if any.
Likewise, it is entirely up to the creditor to decide if they will accept you as a guarantor. Presumably they have already rejected your daughter in her own right, hence the necesssity for a guarantor.
ETA:
This seems a peculiar time of year to be securing student accommodation.0 -
The creditor has indicated to you the minimum information they expect to receive to hopefully enable them to assess you as a suitable guarantor.
It is entirely up to you what information you are prepared to divulge, if any.
Likewise, it is entirely up to the creditor to decide if they will accept you as a guarantor. Presumably they have already rejected your daughter in her own right, hence the necesssity for a guarantor.
ETA:
This seems a peculiar time of year to be securing student accommodation.
This is the time of year students sign contracts for accommodation, my daughter has just signed hers for her third year. I have to provide ID and address verification too as I did last year.0
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