Best put on my big girl pants! my saving for a deposit diary

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  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    Added £100 to the savings.
    Waiting to be paid to see if I've earnt any overtime to see if I can add more.
    Will update as soon as I know. I hope everyone has a lovely bank holiday weekend.

    I need to get middle child an appointment at out of hours tomorrow before work. And pop to the shop to grab the stuff I forgot When I did a food shop.

    Night all
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    I'm highly considering quitting my job next summer or the year after and going to college and then uni to do nursing (currently work as a hca) . This I think would push back us buying possibly as I'm not sure I would recieve enough Finacial support to be making morgage repayments etc. I need to weigh everything up but Im at a point where I no longer want to continue to put off my dream when it comes to working . :)
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    1st of april is the first day of our no spend month. food / fuel / bills have all been budgeted for.
    its dads birthday at the end of the month so will budget £30 for that.
    we basically dont spend anything outside of our budget. lets see if we can get another £900 into savings to bring us too £5k by the end of the month !! i promise to log all spends this month
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    £19 spent at aldi and £7.50 on Easter eggs
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    £8.80 spent on prescription

    No other spends today :j
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    NSD today :j

    Dinner done.
    Kids are watching a film
    Work tomorrow again.

    Hoping I get paid tomorrow so I can transfer some money to Savings :)
    Will update when I do.

    Bath and early night for me . Hope you have all had a lovely bank holiday weekend
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    edited 3 April 2018 at 7:02PM
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    Today we hit our £5000 target and it feels amazing!!!
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    i will now admit to a £130 spend in sains. i treated myself to some makeup and got food.
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • debtaghh
    debtaghh Posts: 1,794 Forumite
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    Well done on hitting your target!
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
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    Thank-you I'm so pleased. Now to stay on budget the rest of the month.
    We have two cost trips planned This half term
    Cadbury world and bristol zoo and the rest is park visits and Making use of our national trust pass it's going to be a good month. I'm excited. It's the first costly family outings we have had since we have started this journey so I feel they are much deserved. !

    I'm not sure If I should focus my next few months on emergency savings now we have just under a 1/3 of our deposit saved (aiming for 16k deposit ATM). (not including moving costs , solicitor fees).

    I'm definatly going to seek some Finacial advise this summer when we hit the 10k mark in our overall savings pot
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
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