Credit scoring and balance transfer
Comments
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Balance transfers.
They said I could apply to increase my credit limit but they would do a hard search. I’ve been reducing the limit as I’ve been paying it off but have £300 available at mo. Balance is £700.0 -
Don’t reduce the limit
Just don’t overspend0 -
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Oh..two weeks ago (before applying for the Admiral loan) I had applied for a Marbles BT card but heard nothing. Just been accepted for 6 months 0% £900 limit so can do the BT after all. I will only need to use £400 but another card is coming to the end of 0% rate. Just found out today and thought I was being refused for that as well until now!!0
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So long as the 6 months is definitely on BT's and not purchases then yes that will be fine to use0
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Thanks Gary. Yes am strictly paying these cards off now. Should have sufficient funds from next month to not need them for purchases or for money transfers. I won't in fact even keep the PIN numbers. I will set up a DD so that the debt is paid off this time, within the 0% period.So long as the 6 months is definitely on BT's and not purchases then yes that will be fine to use0
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