Kensington Mortgage application timescale

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Comments

  • anfieldred
    anfieldred Posts: 267 Forumite
    Now I've got to supply a letter explaining my debts - any idea how in depth this needs to be please?
  • Lots more information sent
    Confimation of me and husband separation
    Clarification on a payment May 2016 mortgage
    Valuation completed yesterday

    Now to wait
  • anfieldred
    anfieldred Posts: 267 Forumite
    After the valuation, how many more steps/document requests are there?

    They've had:

    mortgage statements
    4 months bank statements
    4 months payslips
    P60
    Letter explaining debts
  • anfieldred
    anfieldred Posts: 267 Forumite
    Valuation tomorrow - do I leave them to it or show them round or what? I've got a small dog that I'm trying to see if someone can mind for an hour or two tomorrow as he will no doubt follow the valuer into every room.

    Do they ask how I got to the figure that we've put on the application?
  • Just wondering how everyone is getting on? In a similar position, has anyone had a mortgage offer as yet?
  • anfieldred
    anfieldred Posts: 267 Forumite
    edited 25 May 2018 at 1:02PM
    had valuation yesterday -just waiting for a response now
  • anfieldred
    anfieldred Posts: 267 Forumite
    4/5/18 - application
    5/5/18 - AIP
    Payslips/p60/previous work details requested in between, along with letter explaining debts
    17/5/18 - valuation booked for 23/5
    23/5 - valuation
    25/5 - valuation came back as we wanted/needed.

    Now just waiting on 'final checks' (no idea what these entail) and waiting for an offer to come through.
  • Kareng1978
    Kareng1978 Posts: 8 Forumite
    Very Similar position

    App submitted 15/05
    Further info requested and valuation instructed 18/05
    All info sent on 22/05
    Valuation done 24/05

    Now just waiting!!

    Have you been given any indication of how long the 'final checks' take?
  • anfieldred
    anfieldred Posts: 267 Forumite
    edited 25 May 2018 at 4:08PM
    Kareng1978 wrote: »
    Very Similar position

    App submitted 15/05
    Further info requested and valuation instructed 18/05
    All info sent on 22/05
    Valuation done 24/05

    Now just waiting!!

    Have you been given any indication of how long the 'final checks' take?

    No idea unfortunately, wish I did and what the checks were!
  • Denspe
    Denspe Posts: 19 Forumite
    First Anniversary Name Dropper First Post
    We are in the same position, aip received 29/05. All docs sent over.
    House confined 30/05
    Full application 31/05
    My partners credit history isn!!!8217;t the best but have been honest with all information via broker. Fingers & toes crossed. Been reading lots about Kensington & there is a lot of negative information. Trying to remain positive. Will keep you posted.
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