Need to get myself together: The beginning

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  • Chrystal
    Chrystal Posts: 1,852 Forumite
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    edited 26 April 2018 at 12:35AM
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    So very, very happy for you. :j :j

    Wishing you all the Luck in the world and I hope your new home is the start of a Happy, Healthy life for you and your boy ((hugs)) XX


    ETA
    Anyone know why my post time is showing as an hour earlier?????
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • JoJoC
    JoJoC Posts: 1,836 Forumite
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    Congratulations Monz! What amazing news! How does your boy feel about it all?
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Hope you have a lovely day Monz
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got my mortgage promise and just submitted the application with HSBC this morning with my payslip (just got new one yest) and bank statement (just been updated this morning) so fingers crossed. I will be getting a phone call from them to book my appointment today between 12-5pm :D!

    Waiting on purple bricks calling me about legal things and if I am being left white goods so I know whether I have to buy them or not and anything else being left. Contacting my solicitors to draft up a legal letter (I get discount - fingers crossed free as my mum is good friends with the senior partner in the solicitors) to send them to confirm all. So hopefully smooth sailing. Should be 4-6 weeks before move in all things going good....

    My son is over the moon hes so excited to have two rooms but wants them painted gold.... or blue with gold circles.... will look up nice wall paper or painting light blue with a gold border :P

    Payday is today and going to Ikea this weekend :D. Meant to be seeing that guy on Friday but tbh I dont really want to see him lol I will probs see him but I am just too happy with things going on my own life dont want to see anyone if that makes sense lol I am weird

    5 week month and also gonna be spendy but that will be from my house savings :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    That's excellent hun, everything is falling in to place and you so deserve it.

    I'm excited for you both and look forward to reading about all the updates xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    I can't wait to see what you're going to do to your new place monz xx

    Ikea will be expensive lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Just got emails - linked the solicitors so they are now contacting my solicitor (I will phone him at 12 on lunch) confirming and then contact purple bricks as they have asked for my ID (can email them my passport pics). HSBC will be phoning soon with appointment so hopefully that will be in next day or so to be approved (fingers crossed).

    All happening so quick I am overwhelmed xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Spoke to Purplebricks. Everything is sorted with them. Emailing my solicitor and appointment is booked tomorrow 5pm so should know by end of that if I am approved and how much I will be paying per month :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Spoke to my solicitor last night. He is dealing with Purplebricks now and sent the formal offer on my behalf. He only needs proof of ID and my latest proof of address. I have this with me and can send today.

    He also noted during my mortgage appointment that HSBC will need their contact details and to give them his email and telephone number :) and he will take it on from there. So fingers crossed tonight I will know if accepted or not (need some good news!)

    VO is at £6.... kind of been on off with it since with this going on this week. Still working on that PA survey everyday as will get £50 by end of it, hopefully in time for Belfast :D

    Payday is in 34 days since its 5 week month but I will be a recluse no doubt and my spending will be from savings mainly :P

    Started packing things tonight aka cleared out my wardrobe and came to the conclusion I am a hoarder lol. This weekend will be stuck in and my sister and I are going to Ikea tomorrow :)

    Will also go to B and M stock up on cleaning products etc xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got note of my solicitors fees so savings taking a bump £1,200.... hoping he will say I will get discount ;) my mums friends with the senior partner :P.... wont hold my breath!

    This way will have everthing done sorted by Monday and hope I will know move in date by then too, unsure how that works... Abba can you help? :)

    After deductions I will have roughly £6,500 for house furnishing etc, hope they are leaving white goods again I do not know if they are still!!!xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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