Letter before Claim - Wright Hassall/ZZPS

marty1888 · 5 October 2017 at 10:39AM

So MIL don't seem to be giving up on this one.

New letter received stating:

FINAL DEMAND

Despite previous letters sent to you, the above debt still remains unpaid.

Your name and address may now be referred for independant (sic) verification and then reviewed by our legal department.

Our client believes this debt is lawfully due and payable and as such could be subject to legal action.

Yours faithfully,

Nobody because we didn't bother signing it

Collections Department

beamerguy · 5 October 2017 at 11:32AM

marty1888 wrote: »

So MIL don't seem to be giving up on this one.

New letter received stating:
FINAL DEMAND

Despite previous letters sent to you, the above debt still remains unpaid.

Your name and address may now be referred for independant (sic) verification and then reviewed by our legal department.

Our client believes this debt is lawfully due and payable and as such could be subject to legal action.

Yours faithfully,

Nobody because we didn't bother signing it

Collections Department

They won't give up, well they do when blasted in court
or they scupper themselves and discontinue.

POINTS:
"may now" <<<< THE OLD WORD "MAY"

"Our client believes this debt is lawfully due" <<< PROVE IT

Taking into account that they must now follow the new
claim procedure, they have big hoops to jump through
if a court is to accept their claim.

There letter means nothing , it's just the MIL way to scare you

Coupon-mad · 5 October 2017 at 11:45AM

It's just a debt collector letter - MIL do seem to have dumbed down since last year!

marty1888 · 5 October 2017 at 12:03PM

beamerguy wrote: »

They won't give up, well they do when blasted in court
or they scupper themselves and discontinue.

POINTS:
"may now" <<<< THE OLD WORD "MAY"

"Our client believes this debt is lawfully due" <<< PROVE IT

Taking into account that they must now follow the new
claim procedure, they have big hoops to jump through
if a court is to accept their claim.

There letter means nothing , it's just the MIL way to scare you

What is the new claims procedure?

safarmuk · 5 October 2017 at 12:09PM

https://www.justice.gov.uk/courts/procedure-rules/civil/pdf/protocols/pre-action-protocol-for-debt-claims.pdf

As of October 1st the protocol required for a Business (e.g.a PPC) to pursue a "debt" from an individual (e.g. you) has changed - see PDF above.

If the PPC want to now bring a claim against you they must follow this new protocol. The new requirements will mean the PPCs solicitors spending much more time on the LBC and also providing you much more information (things they currently do not do). This will not fit well with the current cost model.

marty1888 · 5 October 2017 at 12:42PM

safarmuk wrote: »

https://www.justice.gov.uk/courts/procedure-rules/civil/pdf/protocols/pre-action-protocol-for-debt-claims.pdf

As of October 1st the protocol required for a Business (e.g.a PPC) to pursue a "debt" from an individual (e.g. you) has changed - see PDF above.

If the PPC want to now bring a claim against you they must follow this new protocol. The new requirements will mean the PPCs solicitors spending much more time on the LBC and also providing you much more information (things they currently do not do). This will not fit well with the current cost model.

Based on the above new requirements it would seem that this is simply a scare tactic to get me to pay now so they can make some money out of it. I will happily see them in Court if required but that process may now well cost them a lot more than the claim is worth.

beamerguy · 5 October 2017 at 12:48PM

marty1888 wrote: »

Based on the above new requirements it would seem that this is simply a scare tactic to get me to pay now so they can make some money out of it. I will happily see them in Court if required but that process may now well cost them a lot more than the claim is worth.

Did you ever see Crocodile Dundee about a knife ?
You can now be Crocodile Dundee

https://www.youtube.com/watch?v=POJtaO2xB_o

marty1888 · 6 October 2017 at 12:32PM

beamerguy wrote: »

Did you ever see Crocodile Dundee about a knife ?
You can now be Crocodile Dundee

https://www.youtube.com/watch?v=POJtaO2xB_o

Funnily enough I watched it on Film4 a few nights ago.

marty1888 · 17 January 2018 at 11:20AM

So I have received a letter from the County Court Business Centre in Northampton dated 12/01/2018 advising me that this is now going to court.

What's the best way to proceed from here?

I fully intend to defend the claim.

I have a letter from the location manager stating that I am entitled to park in my space and have done so without hindrance for nearly 10 years, I have photos of the vehicle on the day with a valid parking permit on display and I also have correspondence between myself and the parking ticket issuer appealing and their response where no POPLA solution was offered.

Is this all valid?

Umkomaas · 17 January 2018 at 11:47AM

All you need to know/do is provided in the NEWBIES FAQ sticky, post #2, which takes through all the stages from the receipt of the LBC to the actual hearing. Read it thoroughly and keep it bookmarked as you will need to reference it quite often over the next few months.

If you read it well, you will be ready for each new piece of the action as it progresses, each ‘piece’ you will need to deal with in very timely fashion, as per a dictated timetable.

Letter before Claim - Wright Hassall/ZZPS

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