Travel insurance query

Just a thought but if you think the risks are absolutely negligeable then why not just go and sign the form?
I realise this is technically bad advice but we all take risks every time we get into a car/plane.

the longer you leave it the cancellation charges may be increasing

He said its next week. Not sure how they increase from what is almost certainly 100%.

even if only indirectly

This is a very good point e.g. trips due to pain in toe, bangs head and is airlifted with serious head injury.


One has to consider likelihood though and if this is akin to being struck by lightning then I'd have to say I'd probably go and sign the form.

Foxtrotter wrote: »

I have found several insurers who will provide full cover. A bit more expensive than the original insurer, but still an option.

Ask the original insurer if they will pay for the full cover from the alternative insurers, as an alternative to you putting in a claim for cancellation.

Roughly my questions are:
A) is there a statute of limitations on travel insurance (specifically ours was with More Than.
can you make a claim after you have left a company?

Here's the scenario:

Our son visited overseas, in 2006. We had travel insurance in place for him. War broke out and his flight home was cancelled. He was rescued by the British Navy along with others. He lost his suitcase full of clothing and belongings as well as gifts to bring home. They refused to take anyone's luggage apart from handbags etc.

The airline refused to talk to me about a refund (Air France) at the time, I do remember that clearly! But I kept the ticket stubs & receipt, newspaper clippings etc from the episode.

We are now moving home and going through all the old stuff to throw out and I found the bits and pieces as well as our old travel insurance policy. The policy does NOT state anything about 'you have 12 months to make a claim' or anything similar I can see.

Could I make a claim now I can tie the two up? At the time it didn't enter into my mind as 'he' was our priority, but I am curious and wonder if I could? Time passed and the papers were put away in storage when we had other life changing issues to deal with (partner had brain tumour/triple bypass & failed knee replacement and we almost lost our house).

Any advice or experience of similar?

I have put in a claim through Resolver to Air France, but am still awaiting a response (had nothing at all!!) and it is now 'escalated' to the highest level on there.

I will admit that finances are tight, especially with downsizing, so any extra cash would be welcomed!