Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 787Posts
    • 5,515Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    Ä4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 43
    • Whatshername
    • By Whatshername 12th Mar 18, 4:52 PM
    • 52 Posts
    • 310 Thanks
    Whatshername
    Another item sold for £5 so straight off the credit card

    #064 £233.73/£5000
    #034 Sealed Pot 2018 Challenge - Declare 01st Nov
    #064 Pay debts by Xmas 2018 Challenge - £521/ £5252
    #013 Make up to £10 a day challenge April - aiming £1 per day - £0/£31
    #042 100 ways for 1% challenge - 9%
    April NSD - aim for 15 - 1/15
    • sunshine81
    • By sunshine81 12th Mar 18, 8:23 PM
    • 1,070 Posts
    • 5,721 Thanks
    sunshine81
    Thanks a_silver_lining, my savings are in a poor interest account anyway! Hmm..

    #145 £6499.88 / £19261 (33.75%)
    • Debtfreewannabme
    • By Debtfreewannabme 12th Mar 18, 8:34 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Checking in with a £42 payment.
    #72 £6,058/£6,657
    • klbooth
    • By klbooth 13th Mar 18, 12:46 AM
    • 207 Posts
    • 769 Thanks
    klbooth
    Managed a regular payment of £200 today, waiting for OH to be paid and then will make a bigger payment this month. The more i think about it the more I really want to get it all paid off this year. However spluttering darn car may have other thoughts, grrr....

    #118 £5212/£10014
    1P Challenge #13 £275.41/£667.95;£2 Club #30 £54;50p Club #8 £22.50;20p Club #100 £27.20;SPC #39 £?;VSPC #15 £512.41;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £8912/£10014 (89%);GC Jan £483.58/£450; Feb £390.32/£430; Mar £260.41/£410; Apr £396.17/£410; May £368.57/£400; Jun 383.78/390
    • AdventureWanted
    • By AdventureWanted 13th Mar 18, 6:49 AM
    • 551 Posts
    • 1,636 Thanks
    AdventureWanted
    DDs for CC2 and CC4 have come out.

    #29 £3,755.60 paid / £12,500
    • abba1772
    • By abba1772 13th Mar 18, 7:57 AM
    • 4,815 Posts
    • 16,769 Thanks
    abba1772
    £5.02 sent towards the Halifax card

    Brings my total to £2737.44 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4530.14
    • sunshine81
    • By sunshine81 13th Mar 18, 12:27 PM
    • 1,070 Posts
    • 5,721 Thanks
    sunshine81
    #145 £6504.88 / £19261 (33.77%)
    • elleJay42
    • By elleJay42 13th Mar 18, 1:33 PM
    • 108 Posts
    • 832 Thanks
    elleJay42
    Hello, small payments all adding up and I'm now over a quarter of the way there

    My fiance got a new job and starts in a couple of weeks so I'll hopefully not have to pay all the bills from May and can get back to properly pounding this debt!

    #91 £920.76 / £3500 (26.3%)

    I had hoped to be debt free in May so I could start saving for our wedding next year but these things happen and I'm not getting too down about it
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £2222.14 / £3500 (63.5%)

    HTB ISA - £0 withdrawn for house purchase!
    Wedding Fund £450 / £5000
    • Megano
    • By Megano 13th Mar 18, 8:56 PM
    • 266 Posts
    • 1,167 Thanks
    Megano
    036) Payment of £31.13
    Virgin Money £150/£1663.90
    TSB £1292.8/£2554.50
    BOM £400/£930
    Tesco £150/£1605
    Total £1992.80/£6753.4 29.50%
    • Debtfreewannabme
    • By Debtfreewannabme 13th Mar 18, 10:05 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    £35 payment made today.
    #72 £6,093/ £6,657
    • Debtfreewannabme
    • By Debtfreewannabme 13th Mar 18, 10:50 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Realised we made a saving on my DHs phone bill DD so another £35 payment just made.

    #72 £6,128/ £6,657
    • abba1772
    • By abba1772 14th Mar 18, 8:39 AM
    • 4,815 Posts
    • 16,769 Thanks
    abba1772
    Morning

    £6.83 sent towards the Halifax

    Brings my total to £2744.27 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4530.14
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 14th Mar 18, 9:12 AM
    • 756 Posts
    • 4,452 Thanks
    swimminginaseaofdebt
    Morning everyone,

    #150 checking in with an updated total of £364.15/£2018.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • klbooth
    • By klbooth 14th Mar 18, 10:27 AM
    • 207 Posts
    • 769 Thanks
    klbooth
    OH's pay finally came through so another £1000 of the Virgin card.

    #118 £6212/£10014
    1P Challenge #13 £275.41/£667.95;£2 Club #30 £54;50p Club #8 £22.50;20p Club #100 £27.20;SPC #39 £?;VSPC #15 £512.41;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £8912/£10014 (89%);GC Jan £483.58/£450; Feb £390.32/£430; Mar £260.41/£410; Apr £396.17/£410; May £368.57/£400; Jun 383.78/390
    • Debtfreewannabme
    • By Debtfreewannabme 14th Mar 18, 2:19 PM
    • 103 Posts
    • 774 Thanks
    Debtfreewannabme
    Paid £86 *inc regular DD that came out today
    #72 £6,214/ £6,657
    • sunshine81
    • By sunshine81 14th Mar 18, 8:46 PM
    • 1,070 Posts
    • 5,721 Thanks
    sunshine81
    #145 £6514.88 / £19261 (33.82%)
    • Determined diva
    • By Determined diva 14th Mar 18, 9:36 PM
    • 620 Posts
    • 2,796 Thanks
    Determined diva
    Hi all

    #92 checking in here with another £100 paid off =
    Determined diva £ 915,98 / £ 18.282,25

    On my way to my first £1,000 paid off!!!

    DDx
    Started again 25th December 2017
    Current tracking - £2,338.18/ £18,282.25 to pay off. (14.04.18)
    • abba1772
    • By abba1772 15th Mar 18, 8:36 AM
    • 4,815 Posts
    • 16,769 Thanks
    abba1772
    Morning

    £8.22 sent towards the Halifax card

    Brings my total to £2752.49 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4530.14
    • magicd
    • By magicd 15th Mar 18, 9:57 AM
    • 11 Posts
    • 36 Thanks
    magicd
    Morning all - payday today so paid £900 towards the CC so...


    #27 - £1149.99/£2268


    about half way and I'm hoping to cover the other half in the next few months.
    Pay All your debt by end of 2018. #27 - £1489.99/£2268
    • sunshine81
    • By sunshine81 15th Mar 18, 12:51 PM
    • 1,070 Posts
    • 5,721 Thanks
    sunshine81
    #145 £6581.88 / £19261 (34.17%)
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,632Posts Today

8,975Users online

Martin's Twitter