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    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,628Posts
    • 48,085Thanks
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!

    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.

    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

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    • xironsongx
    • By xironsongx 1st Mar 18, 7:28 PM
    • 141 Posts
    • 375 Thanks
    Starting again, I do still have £39 In my wedding fund but as I've started a 101 things in 1001 days goal list, I'm starting again to complete a goal which is start with an empty pot and fill it up for the duration of the challenge.

    ... so...10p in the pot. I have no other change to deposit.
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • siju
    • By siju 2nd Mar 18, 11:54 AM
    • 273 Posts
    • 2,966 Thanks
    Hello Potters

    Hope everyone is keeping warm and dry. We haven't seen much snow, but the gale force wind has been awful. Ooh I'm looking forward to some spring weather. It feels like I've been wearing layers and layers of clothing for so long now! Hugs to all in need.

    Anyway, I have £3.64 to pot today. Have a cosy weekend everyone.
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 2nd Mar 18, 2:58 PM
    • 756 Posts
    • 4,452 Thanks
    Afternoon everyone

    Mum took me to the supermarket today so I could stock up on some food as the snow is still quite bad up my bit. I don't drive and it wouldn't have been much fun trying to get along with the pram.

    They were out of milk and eggs but managed to get some bread and cheese so can have some toasties at least

    Anyway, I paid for her very little shopping with mines and she insisted on giving me the £2 for it so I have potted it.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • lynnejk
    • By lynnejk 3rd Mar 18, 12:30 PM
    • 5,343 Posts
    • 55,181 Thanks
    Afternoon potters

    Hope you starting to feel a little better Sue and sending some more gws vibes for you and any other poorlies.

    I have potted £20 for last week and this week. Was waiting for some funds back from DH and now have them.

    Not been v good here weather-wise for last four days. We discovered that our new windows were fitted very poorly and the easterlies found every gap. Plugged what we could and had all the heaters on day and night, together with double-wrapping ourselves, to try to keep warm Thankfully the wind's turned a little, so a tad better today atm. Hopefully should swing right round by tomorrow fingers xd.

    We are pleased that our holibobs isn't until next Saturday, as we probably wouldn't have managed to get away today

    Hope you all staying safe and warm and have a good week
    Bulk buy.......APR=233.76
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • Chutney86
    • By Chutney86 3rd Mar 18, 6:57 PM
    • 277 Posts
    • 2,596 Thanks
    £4 potted for me today
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £1874.07/£3000
    MFiT-T4 #28
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 4th Mar 18, 9:19 AM
    • 756 Posts
    • 4,452 Thanks

    Have potted two crispy notes today.

    Hope everyone is having a great weekend.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • 166million
    • By 166million 4th Mar 18, 8:30 PM
    • 1,206 Posts
    • 5,061 Thanks
    Maybe there will be loads of change dropped in the snow and when it melts we can go around collecting it
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://
    • Saver-upper
    • By Saver-upper 5th Mar 18, 12:19 AM
    • 1,778 Posts
    • 13,405 Thanks
    I haven't posted for a couple of weeks,but I have been taking notes of what I pot.
    On 20th Feb I potted £25,and today I potted £40.I am trying to pot as many notes as possible,to avoid the hours of cointing and bagging up coins in November.
    I hope Sue is ok.
    SPC #155 x 7.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50

    • e4rub
    • By e4rub 6th Mar 18, 5:58 PM
    • 699 Posts
    • 6,028 Thanks
    Hi potters!

    Been to the shopping centre where my bank is today, my tin was almost full so decided to open it and bank the cash!
    £130 banked....yay!

    Siggy updated

    Emily xx
    SPC #209 £315 banked so far 2018Debt Free Date 1st August 2016 Christmas 2018 £600 far
    • dustydigger
    • By dustydigger 6th Mar 18, 7:30 PM
    • 403 Posts
    • 1,457 Thanks
    I cleared my purse out and had a smashing £28.35 for the pot.
    Wont be as much next time,This is my fortnight with all the direct debits etc coming will be much tighter
    But I am very happy with my progress so far,its over £100 at least

    SPC 2018 # 012 -
    £2 Savers 2018 #19 £116 Tesc* Xmas Savers £19.74
    House & Home Fund 2018 - £172 (plus £174 from 2017 = £346)
    SW loss - 3st 3lb AF Mar-May 86 days Jun 25 /24 Books read June 8/10 Prolific £9.06

    • 32b3in2013
    • By 32b3in2013 6th Mar 18, 8:41 PM
    • 2,168 Posts
    • 18,578 Thanks

    £1.83 potted today.

    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    VSPC #19 - £40.52/£250
    • xironsongx
    • By xironsongx 8th Mar 18, 9:44 AM
    • 141 Posts
    • 375 Thanks
    found 20p in a draw

    total.... 30p lol
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • siju
    • By siju 9th Mar 18, 12:40 PM
    • 273 Posts
    • 2,966 Thanks
    Hello Potters

    My it's quiet on here. Where has everyone gone? Sending best wishes and hugs to all that need it.

    Well it's been a busy couple of weeks. I've helped my son move house and now I have to help my Mum move into a nursing home, poor old thing. It's the best thing for her now though as she needs 24 hour care.

    I have a lovely £7.96 to pot today. Have a lovely weekend everyone. xxx
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • lynnejk
    • By lynnejk 9th Mar 18, 10:36 PM
    • 5,343 Posts
    • 55,181 Thanks
    Evening potters

    Hugs to all as needed/wanted and thinking of you Sue

    I've potted my weekly £10

    Cases packed, tickets and passports in my bag and ready to fly to Valencia at sparrow's f*rt tomorrow for some sun and festivities

    Take care one and all and I'll 'see' you all next week
    Bulk buy.......APR=233.76
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 10th Mar 18, 9:04 AM
    • 756 Posts
    • 4,452 Thanks
    Morning everyone

    Got my 20 month old to pot some gold and silver coins this morning. Though he did have a meltdown once he realised they wouldn't be coming back out .
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • DancingUnicorn
    • By DancingUnicorn 10th Mar 18, 2:48 PM
    • 153 Posts
    • 592 Thanks
    Itís been a busy few weeks and not much potting has been occurring. Got paid today so Iíve withdrawn my £100 for this 4 weeks and potted what remained in my purse (only a few pounds and a 50p ).
    Iím hoping the next few weeks will be a little less busy and Iíll get a lot more potted!
    LBM: October 2016: £20,130 / Current: January 2018: £17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: £60.58)
    • MrsShazbat
    • By MrsShazbat 11th Mar 18, 9:26 PM
    • 551 Posts
    • 2,769 Thanks
    Potted £5 from the weekly purse clear-out and then a good couple of quid in shrapnel into the bottle.
    * Xmas 2018 #8 £186 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66 * Clothes Challenge 2018 #13 *
    SPCNo.10 £682.31
    SPCNo.9 £442.64
    • 166million
    • By 166million 12th Mar 18, 7:04 PM
    • 1,206 Posts
    • 5,061 Thanks
    Potted 2 pounds in change
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://
    • jakes-mum
    • By jakes-mum 13th Mar 18, 3:04 PM
    • 4,425 Posts
    • 42,914 Thanks
    Afternoon potterssssssssssssss

    Where have I been? no idea! wrapped up in PIP forms, ESA forms, darn face to face interviews! They hit me and DH within 2 weeks of each other for PIP and then hit me with ESA 4 weeks after that! I have been absolutely rediculously unwell from dealing with it and wish I could film the aftermath of their questionnaires and meetings so they could see the real repercussions of what their 'tests' do to people . . sorry got all ranty there

    I have had much change from various 'hubby rustlings', selling of fleabay items and purse clear outs but have no idea how much (I actually have no idea what we had for tea last night so got no hope of anything else).

    DD is home with us today, she fell over at school and banged her back on the play equipment causing a lot of pain and with requests for calpol every 4 hrs and an early morning wake up call this morning due to pain, i'm pretty sure she's suffering quite badly from it, bless her.

    DS started his new job and is loving it! we are also loving the fact he comes home most night with free cake that has been put in the staff room from the cafe for staff to help themselves our waistlines, not so impressed So far we've had coffee cake, victoria sponge, lemon meringue pie and mini cupcakes, I just feel a bit bad for him that he can't eat any of it

    Right, must see if there is anything i've missed that I can flog on fleabay (you never know, pretty sure I haven't been in the shed yet )
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) 0/£1000
    Total Wins Of 2012 = £3015.03 Wins Of 2013 = £4427.11 Wins of 2014 = £2361.97 Wins of 2015 = £1754.90 Wins of 2016 £267.98 Wins of 2017 £25 Wins of 2018 £59
    • Dizzy Imp
    • By Dizzy Imp 14th Mar 18, 7:37 AM
    • 2,252 Posts
    • 21,266 Thanks
    Dizzy Imp
    Morning all! I think this may be the second time of posting in this year's challenge for me...sorry!

    I had a clear out of all the spare change and egg money and was delighted to pot £67.55. Whoop whoop!

    I have been putting bits and bobs along the way, but thought this was worth a proud declaration !!!55357;!!!56832;
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