Mr and Mrs K's New Journey to a Debt Free Life.

LannieDuck wrote: »

Very true. But in raising enough money to pay back the debts, you've already started changing your habits. I'm hoping the long-term changes won't be as much work as you think...

I do hope this will be the case. We have tried to start keeping spending to within our means (it's a start), not done particularly well this month, so still need to work out how to "do" occasions (even simple ones like bonfire night) and not spend lot of money in doing so.

heartbreak_star wrote: »

You better, or we'll have words. Words, I tell thee!

You are doing really well Alex, and I agree with those who say talk to your counsellor about your mum as soon as you feel ready. She does love you I would say - she's your mum after all - but her love seems awfully conditional.

Well done on getting through another session, and for only buying a coffee afterwards. Nobody enjoys counselling, it's a therapy not a hobby after all, but glad to hear you're going to stick with it

Great news re: your niece, there's something incredibly satisfying about something you taught bearing fruit, IMO.

HBS x

:rotfl: And thank you.

I've not had a very nice day today, so it's nice to think back and realise that I'm beginning to sort things out.

Counselling is going rather slowly as I'm struggling somewhat with it, at times it feels more like expensive upset than "therapy" and most certainly NOT a "hobby". However, I am going to give it a proper chance, this time.

Very much agree, I'm incredibly proud of her.

bess1234 wrote: »

I knew it, you are Mr Chips re incarnated!

You can add talented teacher to your list of achievements.

I used to think lol stood for lots of love and people were declaring their love for me. Oooooo the embarrassment :o:o:o

And only a coffee after counselling. Are you feeling ok? Lol

:rotfl: On all accounts!

Yes, just a coffee it felt good not to feel guilty when I got home.

You don't get rid of me that easily... :rotfl: I've worked out I DEFINITELY spend less for having to declare it in a diary on here every evening.

Pinot: Do you have a diary too? I log my NSDs, challenge was 7 for this month, managed 5 so far.

Friday 22nd November, 2013.
Day 83.

Dear Diary,

Well, I can't believe it is Friday already! Despite the week being fairly busy I am surprised it has passed this quickly.

Firstly, onto the subject of finances, I've raised an extra £250 on an item today and I may have a £300 deal in the pipeline on an eBay item. Furthermore, I have received an offer from my other Full and Final card, though at this stage negotiations will continue with that particular debt. So all in all, debt busting has been existent and we are still ploughing on.

Work has been fruitful today though not too busy which is always very nice, the worse days are those were I'm running about all day only to not receive a penny at the end of it. Today has thankfully been the opposite. In my first month "going it alone", I've reached target with a spare week to go. Not all of today has been particularly positive: I've not been feeling great, I've had a drink when I said I won't (though only a glass of wine with my dinner) and the less said about the latest with my parents, the better I think, if only for my own sanity.

I shall end on a nicer point though; the weather has been so cold but crisp here. I really like winter when it's like this; what's the chance of it lasting though? Before I forget, a big, big thank you to mum2one, we tried one of her recipes (not today) and it was delicious.

Summary:
+£25.00 Music Teaching.
-£9.50 Fish and Chips. (Yes, I said I'd stop this but these are super, can't think how we could possibly make this any better ourselves!)

Yours Faithfully,
Alex.

Well, I've been a good boy this evening and paid my council tax 9 days early. This has NEVER happened before, in fact often I'm sent late payment reminders.