Pay ALL your debt off by Xmas 2018

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  • Debtfreewannabme
    Debtfreewannabme Posts: 116 Forumite
    opps...over £2k. Excited as we will be paying that CC off in March.

    £2,928 paid / £6,657
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
  • jayII
    jayII Posts: 40,693 Forumite
    Evening all, great to see us all making good inroads into our debts!!

    Muppets, thanks for all your continued hard work on the thread! :A

    I've paid off/saved £783 in February. Not overly happy with it but it's been a really tough month on every level!!

    For the end of February I'm declaring: #11 £2197 / £12490
    [FONT=&quot][FONT=&quot] Fighting the biggest battle of my life. :( Started 30th January 2018.
    [/FONT]    [/FONT]
  • Debtfreewannabme
    Debtfreewannabme Posts: 116 Forumite
    Morning,
    pay day for me today. I'm returning to work from maternity so this marks my first full pay since Feb 2017.
    We have paid off £125 this morning and a DD due on 5th March that we are unable to cancel - will mean we will have cleared a long standing CC once a small amount of interest is paid off. So so happy. It really is great to see us all paying our debts off.
    End of Feb check in :
    £3,053 paid / £6,657 original debt balance at start of Jan 2017:money:
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
  • Rosie75
    Rosie75 Posts: 609 Forumite
    First Post First Anniversary Combo Breaker
    Minimum payment of £56.80 made to Halifax. Having to save money for the next month or so as my union has called us out on strike. So it looks like I won't be making any major payments to the cards till that's resolved. :(

    #088 is £1491/£7440
    3-6 Month Emergency Fund #14: £9000 / £10,000
  • Determined_diva
    Determined_diva Posts: 661 Forumite
    First Anniversary Combo Breaker First Post
    Morning all,

    Main pay day for me so have paid my mortgage arrears of £1.1k which was my main priority.

    Off now to cancel any DD's so I make the payments manually as they keep bouncing which means that I end up with £95 of charges each month. I have 2 bank accounts this happens with, I am determined this is the last month that I pay these charges.

    Wishing the weather to warm up so I can get off at zone 2 (I live zone 6) and walk into zone 1. Also by doing this off peak mon-fri it will mean that my travel goes down by £180 per month (I.e. the bank charges) and if I keep doing this until October/November before it gets cold again then I have already found a way to save £1.6k which is one of my credit cards.

    Eugh this is going to be one long hard slog but having my light bulb moment once again I am determined this time will be the last that I am in debt!
    Whilst I am here, mortgage interest is so expensive!!! It's my first year of having one, so I need to pay unsecured debt off quickly so I can make overpayments to the mortgage. I paid £5.4k and £3.1 was interest alone!!!

    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Afternoon :hello:

    £43.74 sent towards the Halifax bring it just under £2500 considering this card was over £6k in September I'm a happy bunny

    Brings my total to £2320.48 / £6000

    Happy hump day guys xx :j
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
    Afternoon,

    Few payments made over the last few days.

    #41 - £3484.42/£4000.00

    As there will be another big payment due in May, can I up my target to £7000 for this year please? This should cover the slight increase in debt and what's been paid off to try and reduce it.
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Hello again from an old friend!

    Please can I join up for this year's challenge? My DF target is £15k.
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Whatshername
    Whatshername Posts: 112 Forumite
    £15 paid off CC thanks to two sales on vinted

    #064 £217.73/£5000
    #030 Sealed Pot 2019 Challenge - Declare 31st Oct
    #064 Pay debts by Xmas 2019 Challenge - £3390/ £3390 :money:
    #015 £2 savers club 2019 - target £200
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Evening all!

    #006 checking in with £2111.85/£4000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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