The MSE Forum will be undergoing some maintenance this evening. As a result, some users may experience temporary performance issues. Please use the Site Feedback board to report anything major. Thank you for your patience.

Hope is not an Effective Financial Strategy

1135136138140141434

Comments

  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    Mrs SJ was particularly astounded at the balance difference from 12 months ago!

    92p TT'd this morning, and will submit meter readings in the next 10mins. I'll also get DS1 to colour in our brick for 123!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • Ali-OK
    Ali-OK Posts: 4,073
    First Anniversary Debt-free and Proud!
    Forumite
    What a fab OP :D

    Great reductions for the year and not far from the teens now :j
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Its a while since I have been on here and I just thought I would catch up on a few diaries. I am so impressed Jimmy not only another little SJ added to the family but you have smashed your overpayments too. So impressed 😀 I am going to join you now in attacking the banks, now we have the new PSA and will restart my diary ( lost my log in details for the old one) Does anyone know how I can insert a link to my old diary using IPad ?
  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    Glad to have you on board busy mee, let's hit those banks for as much as we can! Afraid it'd be a trial and error thing for me to put a link on!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Busy_Mee1 wrote: »
    Does anyone know how I can insert a link to my old diary using IPad ?

    If you click on the little icon with a chain under it (3rd icon from the right in Quick Reply) that brings up a box to enter the link URL. Once that inserts the text into your post (or signature), you can edit the URL text between the ] and the [ to change what the text says (e.g. replace the bolded bit [|URL="http://www.google.com"]http://www.google.com[/URL|] with the word Google to become [|URL="http://www.google.com"]Google[/URL|]) Then your link will look like this: Google. (Obviously use your diary URL and whatever text you like, unless you want to link to Google ;))

    Hope that helps. :) The iPad interface is a bit tricky.
  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    Just what hidden said...
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    OP'd £3.92 from TSB interest, and OP'dy TT pot of £6.35. Nice start to April with £15 Halifax rewards and £25.50 quidco expected by Friday.

    Big day today, working this morning then determined to get the patio power washed this afternoon. I want to do it before the weather is that nice that I'd resent having to waste it doing jobs! After that I really need to fix the dripping leaky gutter!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • lippy1923
    lippy1923 Posts: 1,374
    First Anniversary Combo Breaker First Post
    Forumite
    Nice start SJ
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    Well 90mins after initially stated my intention to power wash and Mrs SJ hasn't given me a better alternative so I'm done for! Job will have to be done...!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • jodles16
    jodles16 Posts: 1,477
    Car Insurance Carver!
    Forumite
    Love popping in and seeing your fab OPs!! Your doing so well! Hope the jet washing was lots of fun!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
Meet your Ambassadors

Categories

  • All Categories
  • 342.4K Banking & Borrowing
  • 249.9K Reduce Debt & Boost Income
  • 449.4K Spending & Discounts
  • 234.6K Work, Benefits & Business
  • 607K Mortgages, Homes & Bills
  • 172.8K Life & Family
  • 247.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards