The 12 week Debt-Life *Achieve something* Plan - WEEK 7

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  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    edited 15 September 2009 at 8:34AM
    Can I join too please?

    In the next 12 weeks I want to:

    ...Stick to my budget and pay off £700/month on my debts
    ...Do some sort of exercise everyday
    ...Cook as many meals as possible therefore reducing my grocery spends
    ...Go for a monthly horse riding lesson as a treat only if I save the money elsewhere to do it
    ...Try and find some voluntary work to get involved in my local area

    [EDIT]

    ...spend less time on the internet and more time being constructive


    Think that is enough to be going on with!

    Good luck everbody :cool:
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Snaggles wrote: »
    Please can I join in?


    And I am also going to stay single - no active man-hunting whatsoever (although if Ewan McGregor turns up on the doorstep with a bottle of wine, I reserve the right to bin this last one :)).

    You may have a fight on your hands with this one :rotfl::rotfl::rotfl:
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • What fun, my first challenge! :j

    In 12 weeks I would like to:

    1. Lose half stone

    2. NOT run out of money a week before payday (I have £1.93 to last me until Friday!

    3. Take the kids swimming once a week



    I can think of loads more but think I need to be realistic - good luck folks.
  • I would like to:

    1 - pay £1500 off my debts
    2- lose 12lbs
    3 - stick to my budget!
    4- have at least 24 NSD (2 per wk)
    5- use my wii active trainer DAILY!

    wish me luck...lol
  • starnac
    starnac Posts: 5,917 Forumite
    Name Dropper Photogenic First Post First Anniversary
    i would like to

    pay off my overdraft
    lose 2 lbs which stay off (sound easy doesn't it)
    get a new job

    i may add to this as i can't think of anything else i could achieve in 12weeks
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Well a great start! for my running I bought running for fitness and for the diet I bought slimming world.....not sure where the five mars bars fit in but oh well....

    Gonna take a 30 min walk tomorrow to wake my fitness levels up a little bit...
    Quality is doing something right when no one is looking - Henry Ford
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    Have had a good think and come up with:

    1/. Get running up to a comfortable 10k once a week
    2/. Menu plan AND STICK TO IT every week
    3/. Get below 10 stone
    4/. Get a job
    5/. Do something constructive every day (even if this means cutting down on internet usage:eek:)
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Hiya

    I'd love to join the 12 week challenge!!! :j

    I would like to acheive in this 12 weeks:

    1. Lose 12lbs of weight (debts and bad eating go hand in hand with me!)
    2. pay off at least £2,000 of debts (credit card, overdraft and store card)
    3. Start saving to pay off loan (once number 2 is acheived!)
    4. get grocery budget down to £50 a week!
    I have learnt from my in-debt days....never again!
  • Sassers
    Sassers Posts: 1,303 Forumite
    First Post First Anniversary Photogenic
    Hi there - can I join in too? :j:wave:
    I have shed-loads of other stuff to do - and probably will - but in the next 12 weeks my main aims are:

    1. Get all my 9 bank charges claims to the MCOL stage (if they don't offer settlement. No wonder I'm bloody skint, the charges are horrendous!:eek: £270 charged for going 7p overdrawn......)

    2. Pay off all niggling arrears such as mobile bill, council tax, gas, leccy, speeding fine etc

    3. Start really hammering down the exisiting debts (not arrears).

    4. Get tinterweb installed at home so I can upload any mystery shopping stuff in the comfort of my own home, and not at the overbooked local library. (this is rather annoying when you've got an old fart doddering about on the one computer with the only scanner and your eight hour deadline to post a report looms very large!).

    6. Keep chugging on (I'm working a F/T and PT job seven days a week and will be about to start evening mystery shopping too at the end of this month.)

    7. Have a bloody long lie-down at the end of the 12 weeks - preferably with the boyf who lives miles away, a hot and cold running buffet, wine on tap and an endless supply of chocolate to ward off the impending workaholic nervous breakdown!
    Love Sas xx:beer:
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • sallyx
    sallyx Posts: 15,815 Forumite
    Gosh everyone has been busy with their 12 week plans...I haven't even writte mine yet :eek:

    Will do it tonight after I have been to run club (which is one of the things on there)
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
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