Finally Debt Free After 34 Years, But Still Need to Live Frugally

12052062082102111551

Comments

  • beanielou
    beanielou Posts: 90,241 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Glad that is DS on the first leg of his journey.
    :eek: to 2 1/2 hours sleep.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    HHOD I am sorry to hear that you and Mr H have had your own visit to hospital. TIA are warnings , is Mr H having any follow up appointments? I know losing weight may help but we have a close family member who is slim and active and he had a full stroke , but it is good to heed the warning.

    DS2 at Manchester airport some 20 mins from me , he will be fine and have a wonderful holiday . Am glad you got tenancy and passport sorted.

    Hope you get a sleep later .
  • beanielou wrote: »
    Glad that is DS on the first leg of his journey.
    :eek: to 2 1/2 hours sleep.

    Thanks beanie :)
    HHOD I am sorry to hear that you and Mr H have had your own visit to hospital. TIA are warnings , is Mr H having any follow up appointments? I know losing weight may help but we have a close family member who is slim and active and he had a full stroke , but it is good to heed the warning.

    DS2 at Manchester airport some 20 mins from me , he will be fine and have a wonderful holiday . Am glad you got tenancy and passport sorted.

    Hope you get a sleep later .

    Thanks Cumbria :). The neurologist said he needs to go to the doctor several times to have his blood pressure monitored and prescribed a blood thinner to take alongside his existing medication.

    DH is on his way to Atlanta now :eek:. I miss him already :o.

    I've managed a nap so feel less tired now :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,241 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Glad you have had a nap.
    I miss my DS all the time.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope DS’s journey is continuing smoothly.

    A little bit of mint sauce mixed into fat free natural yogurt makes a lovely dip. Or sauce for cold pasta. Like Tzatziki.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Hope you're okay and DS's journey has continued well

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou wrote: »
    Glad you have had a nap.
    I miss my DS all the time.

    :(
    Hope DS’s journey is continuing smoothly.

    A little bit of mint sauce mixed into fat free natural yogurt makes a lovely dip. Or sauce for cold pasta. Like Tzatziki.

    Thanks Lucky :). He should land in about an hour.

    Mmmm that sounds nice mint sauce in yoghurt.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I like mint sauce in yoghurt too - works well with the value/basic varieties, nice with dip sticks of cucumber or cubes of it in.

    I had a basic argos stick blender, was about £5 and was brilliant, lasted me for years. Its OH who buys the gadgets, not me.
  • I'll have to check out Argos. It would be useful. DS2 and 3 also managed to break DH's mini chopper whilst making the same flapjack :mad:.

    DS2 is in Atlanta now :T but his next plane is delayed now so he's got a three hour stopover :mad:. It's going to be a late night for us :(.

    He's not checking his messages atm but luckily we have flight tracker, great for stalking your grown up children :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 21,276 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Just caught up with your last couple of days. What a worry with the TIA, but like you say a wake up call and time to make improvements. Glad DS is safely on his way.

    I bought a stick blender and mini chopper not that long ago on offer from Mr S.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards