Big spending coming up - how best to do it?

5gomad · 15 May 2019 at 7:22PM

We are currently converting a property and are coming to the stage where we are buying lots of big items such as appliances. I'm wondering if we'd be better putting it all on a credit card (or three!) or going interest free store loans - with a view to paying them off quite quickly. Is there a particular card that's offering really good deals at the moment?

[Deleted User] · 15 May 2019 at 7:38PM

Credit cards will generally give better deals, as the cost of the store finance is built into the price of the product.

However, store finance is also generally easier to get.

Willing2Learn · 15 May 2019 at 7:44PM

Also, if you make purchases of items over £100 in value on a card, then you will get additional s75 protection too. There are a few card issuers who will give an estimate of your credit limit before the full application, but I'm afraid I can't remember which ones.

Big spending coming up - how best to do it?

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free