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Update:
Got a letter back from CIFAS who were very quick. Only applied on Wednesday night for the SAR and the letter came through today through the post giving me the green light
This leads me to belive there is something a miss on national hunter. WIll have to SAR them on Monday. Its pain to SAR them, CIFAS are so straightforward - quick details online and bam. With NH you have to print out a form, sign it, post it and also send ID photocopies.
I am thinking it could be something to do with my address situation. Its been around 20 odd years but ive always been plus/minus 2 or 3 years on my applications. Could this be it?
Originally posted by xlnc99
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Why do you think this?
You applied for 6 different financial products within 4 days, one of which was with one of the pickiest institutions there is in the country (First Direct,) another for a current account who are likely to be picky too, and Asda credit cards who, depending on the product are prime or subprime.
But you've just hammered your credit file in a short space of time. That's a massive red flag to even subprime lenders. Take the advice you've been given here. Lay off the applications for a few months and then apply for maybe a couple of subprime lenders, although having multiple cards isn't actually going to help you.