Car Insurance question

pioneer31 · 15 October 2019 at 9:16AM

It's that time of year where I have to renew once again.

However, I anticipate that I will have a new car within the next 12 months.

Should I pay monthly (plus the high interest charges) or am I safe to pay annually and claim back, if needed?

Thanks

benbay001 · 15 October 2019 at 10:08AM

I change car regularly.

Usually my current insurer is the cheapest avaliable for the new car.

Just call them up and swap cars on the policy.

a few times ive had a refund because the new car is a lower risk than the previous.

GrumpyDil · 15 October 2019 at 10:16AM

All paying monthly means is that you spread the cost over x months, likely with a fee.

If you make alterations to the policy then the same adjustment calculations will be made irrespective of your payment terms.

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