Perfect homes character reference

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Aliceinwonderland91
Aliceinwonderland91 Posts: 2 Newbie
in Credit file & ratings
Can anyone help? I have been asked to give a character reference for someone I know to buy from Perfect Homes. Happy to help if i can but im worried that if i put my name to it it could affect me if they cant keep up with the repayments. I have worked so hard clearing debts for years to finally be in a position where all my bills are now paid through direct debit, i dont want to risk this having a negative effect on my improving credit rating. Can anyone tell me if doing this character reference could affect me? Thanks!!

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  • matttye
    matttye Posts: 4,828 Forumite
    First Anniversary First Post Combo Breaker Debt-free and Proud!
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    No, it can't. So long as it is only a character reference and you're not offering to be a guarantor.
    What will your verse be?

    R.I.P Robin Williams.
  • Aliceinwonderland91
    Aliceinwonderland91 Posts: 2 Newbie
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    Oh great that really helps thank you!!
  • chanz4
    chanz4 Posts: 10,895 Forumite
    First Anniversary Name Dropper First Post Xmas Saver!
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    if you can talk your friend out of it
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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