Iva meeting today!!

I have my IVA meeting of creditors this morning. I may not attending but I have been told to be available on the phone.
I'm getting quite nervous, I really hope they agree to it.
What can I expect? Will they ring me before/during and how long does it normally take afterwards to find out if you've been successful?
My meeting is at 10.15am, so it's an hour away now.
I've sorted it out through Fortis.

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  • sourcrates
    sourcrates Posts: 28,717
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    Hi,

    Its not a meeting as such, its more like a conference call, a representative from each creditor will be in on the call, and they will either vote yea or nay, or they may want to change certain aspects of the arrangement, before agreeing.

    It will all be over by now anyway, hope it went well for you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • They've not rung me yet, so I don't know :(
    Am getting really nervous now, but I'm hoping no news is good news. Surely they'd have rung me if they had any questions?!
  • sourcrates
    sourcrates Posts: 28,717
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    edited 23 February 2018 at 12:16PM
    Remember, your just one of maybe hundreds who have had there meeting today, ring them to find out, that`s what i did.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sourcrates
    sourcrates Posts: 28,717
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    How did it go Mille84 ?

    Any news yet ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • I rang them about half 12, they said they would ring me in the afternoon and leave a message if no answer. I thought I HAD to answer their call. They did ring me finally at about half 2.
    All my creditors have voted yes except one, but it can still go ahead, which is great news! They did ask for 72 months rather than 60, but I'm happy with that. The payment is affordable, and I'll finally actually be able to count down to the day I am debt free.
    I was previously on a DMP with no end in sight. So it's brilliant that there is now light at the end of the tunnel. I don't think it has sunk in yet :j
  • sourcrates
    sourcrates Posts: 28,717
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    millie84 wrote: »
    I rang them about half 12, they said they would ring me in the afternoon and leave a message if no answer. I thought I HAD to answer their call. They did ring me finally at about half 2.
    All my creditors have voted yes except one, but it can still go ahead, which is great news! They did ask for 72 months rather than 60, but I'm happy with that. The payment is affordable, and I'll finally actually be able to count down to the day I am debt free.
    I was previously on a DMP with no end in sight. So it's brilliant that there is now light at the end of the tunnel. I don't think it has sunk in yet :j

    Congratulations, great news,well done.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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