sarahevie's single quest to mortgage freedom

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  • In other news, feel like I need a drum roll, ex wants to move back in. Or me to move into his flat. (His flat is not suitable. It's lovely and appears massive, but still only two bedrooms.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • WOAH - and what do we think to that?
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    First Anniversary Debt-free and Proud!
    WOAH - and what do we think to that?

    Ditto!! I was like 'Oh!!'
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Not sure, I'd need to stay in my house for practical reasons. Like garden, bedroom space, girls' school etc.

    It's not come as a complete shock as quite frankly he comes round every night. His work is only a ten minute walk from my house.

    The timing was planned. My new mortgage was supposed to go through today, but solicitor delay at the very very last minute. So ex thought it had gone through. He was apparently waiting for the house to be mine, so I wouldn't think he wanted the equity in the house.

    He's been making an effort to do stuff I used to moan at him about, like sending me photos of kids. We've been sharing the time off work when the girls are sick. He's been picking them up a lot more after work so I can get stuff done.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Omg! How do you feel? What do your instincts say?
  • Had a pretty horrible weekend.

    I'm really worried about DD1, she's really upset and fed up. Very withdrawn. Been lying at school etc.

    Have put in a referral for Cahms for her.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Sounds like DH is making a big effort.

    Sorry to hear DD1 is having a tough time.. Hopefully CAHMS can help?
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • beanielou
    beanielou Posts: 90,257 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    There is always something.
    Hope Calms can help.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • DD1 wants to live with Daddy, she's really really close to him. So anyhow we've decided to spend time at mine and her dad's flat as a family. We're even spending christmas at my parents house ex included.

    DD1 has been a bit brighter today. I'm wondering if she's starting with hormonal changes, I started my periods aged 9.

    Lodger's new place is completing on 25th, next wednesday, so they reckon they will go the following weekend. So this coming weekend will probably be my last with a lodger. Have to say I'm really really excited. :D
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Whooppp, house to yourself - no more lodger!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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