2018 Mortgage-Free Wannabes

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Comments

  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    f0xh0les wrote: »
    Oooh, Hidden, I have just noticed that somehow I have two numbers on your master spreadsheet of doom on page 1.

    I seem to be #161, but also #65

    Unless I have confused myself.

    Looks like you're right. I'm happy to use whichever number you like best. ;-)
  • chocoholic_chick
    chocoholic_chick Posts: 666 Forumite
    Debt-free and Proud!
    Hi All!


    No 112 checking in with an OP of £995 for May


    Thanks
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Name Dropper First Anniversary Combo Breaker
    Hello Everyone,

    Number 39 here. A few blips in the month of April has led to an OP of £136.00. Not sure we'll get much better for May either but I'll let you know when we get to the end!

    Thank you
    MM x
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • f0xh0les
    f0xh0les Posts: 6,873 Forumite
    First Anniversary Mortgage-free Glee! Photogenic Name Dropper
    hiddenshadow wrote: »
    Looks like you're right. I'm happy to use whichever number you like best. ;-)

    Can I be #65 then please,
    it is less scrolling.
    How lazy is that!:rotfl:

    Will change sig.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    First Anniversary Name Dropper First Post
    Hi Hidden,

    No.171 updating you with May's OP of £1250.

    Best,
    US.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • Cherryfudge
    Cherryfudge Posts: 10,031 Forumite
    First Post First Anniversary Name Dropper
    #30 with an additional May OP of £29.41 which kicks the smallest subaccount out of our lives and makes a little dent in the second subaccount, bringing it to a satisfying £1899.00.

    Updating sig again :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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  • Rachiedabbler70
    Rachiedabbler70 Posts: 303 Forumite
    First Anniversary First Post Debt-free and Proud!
    Hi All

    Thanks Hiddenshadow for keeping me accountable by running this thread. :D

    #169 reporting May payment of £1,186.74. My mortgage dropped just below £130k today - still a very long way to go, but £22k down in 2 years. Being very frugal on food and energy bills :)

    Lovely weather at the moment - enjoy the bank holiday those who have it off work
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • beanielou
    beanielou Posts: 90,255 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Cherryfudge wrote: »
    #30 with an additional May OP of £29.41 which kicks the smallest subaccount out of our lives and makes a little dent in the second subaccount, bringing it to a satisfying £1899.00.

    Updating sig again :)

    Thats awesome :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Chutney86
    Chutney86 Posts: 307 Forumite
    First Anniversary Combo Breaker
    #93 with an overpayment of £314.76 for May

    Thanks hiddenshadow :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • teameffort
    teameffort Posts: 134 Forumite
    First Anniversary First Post
    #143 reporting in with April's over payments totalling £258.20.

    This brings our mortgage down to £99,000.00 and marks the end of what would have been our original mortgage (a 5 yr fix which we took out when we brought our home)

    We instead remortgaged 3 yrs in, took the ERC hit, and switched to a much cheaper deal and started overpaying.

    If we had stayed on the original deal and not overpaid, the balance would have been £105,721.

    As the LTV is really good we fixed for 5 yrs @ 1.94% and we'll kick it up a notch by aiming to pay off £1,000.00 off the capital balance each month :grin:

    Thanks everyone for keeping us motivated with all your stories and over payments :wave:
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
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