What small DFW things will you do w/c 25th June?

PurpleFairy26 · 25 June 2018 at 7:14AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

PurpleFairy26 · 25 June 2018 at 7:25AM

Morning all :hello: happy Monday folks. Quick list as I have to go the office which means I can't run in the day today

oh well, I'll try and squeeze the gym in later. Other things:

Left overs from bbq for lunch for small
Hot drink for commute made with morning cuppa
Lunch and snacks for me
I'll leave work early to get smalls from school so no childcare
Check banking, update sheeet
Hopefully DH will get paid today :T
Make sure I move money for pay in bonus
Clean bbq
No washing as I'm all up to date, including all clean bedding :j
Drink lots of water
Order dds new water bottles if they are back in stock (they're metal rather than plastic)
Water garden later, feed tomatoes

Enjoy the sunshine everyone. Purps.

determined_new_ms · 25 June 2018 at 7:30AM

Morning purps

thanks for starting us off!

I'm off today and really want to get loads done, do sewing and relax!

Things for today:

* payday so money shuffle
* dinner will be haddock that's been sitting in the fridge since Friday
* clean whole house
* sewing - think I'll make madam's nappies for her dolls today
* contact doll people to get replacement as madam's Luvabella doll isn't working - cost £100!
* contact energy supplier as dd's not coming out
* contact Lidl re lamb joint I contacted them about 3 weeks ago!
* dig out library books to return

That's all I think

DawnW · 25 June 2018 at 7:48AM

Morning all

Thanks for the start PF

Lovely weather here again

Quick list as I must get on! OH is away on a fishing trip for a couple of days and DD will be here with kids shortly which means nothing further will get done!

Quick kitchen tidy up (Done)
Washing out on line (Done)

Check banks and update spreadsheet after weekend spends
Read meters and enter readings on energy company's web site
Load of dry washing to put away
Remake spare bed
Loaf out of freezer
Loads of HM food left in fridge after the weekend, so little / no cooking needed, especially as OH isn't here.
Dog needs walking later

Necessarily short list, but may get more done once DD and kids go home - depends on how demanding they are and how worn out I get!

In other news - I patched my old jeans yesterday. They featured in these daily lists for ages, then just dropped off

Not because I had done them, just because I couldn't even be bothered to write about them any more :rotfl: Anyway, I sat in the garden yesterday afternoon and did them, and sewed a button back on OH's trousers as well :T

ziggy2407 · 25 June 2018 at 8:38AM

Good Morning All

Purps - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well another gorgeous day in prospect. Today we will/have:

Checked Bank & made PAD - Done
Return plaster for refund - Done
First coat bedroom -
Ironing -
Enter a few comps -
Purge a few emails -
All meals from cupboards/fridge/freezer -
Checked: Tombola Stars, Lucky Bob, Luckyphone, FPL, WinaDinner -
Read -

Have a great day!

C x

ETA: Had a fab but busy weekend and managed to bag a massive bargain at a Car Boot yesterday - a brand new (with tags and never used) "5L Kilner drinks Dispenser for £4 - checked the price online and they are £26.99 :eek: this going to make a fabulous gift for ex-sister-in-law's big birthday. Also managed to find a garden hoe so was well pleased with our early morning jaunt.

carrielovesfanta · 25 June 2018 at 9:14AM

Morning folks

Thanks to purps for starting us off

ziggy - that sounds like a good haul!

Warm and sunny here. Very productive evening last night. OH actually came out into the garden and mowed the lawn while I potted up the tomatoes and the hanging basket!

I felt very proud putting my home grown courgettes, peas and garlic into the risotto

also had more strawberries from the garden for dessert. Nearly all gone now.
Last 2 years have been total failures in the veggie garden d/t the weather. I'm hoping this year will be better.

Feeling a bit dizzy and tired today - hopefully it will pass.

Today's mission:

B/L/D from stores - done
Charge phone in work - done
Poss make the cake I didn't get to yesterday - nope.
Gym at lunchtime if feeling well enough - will see how I feel later
Water garden - done

Not much going on

Have a good one all

clf x

allydowd · 25 June 2018 at 11:06AM

Hi June-Penny-Jugglers,

We go on holiday tomorrow for a week; so today will be mainly spent "mopping up" tasks before that. I want to leave the house and my life all organised before we go.

Gads, I was over on the wrong week's page again! Wondered where everyone was! :rotfl:

Debt-Free-Nillionaire Continuity Plan Year Four:

THINGS I WILL DO:

* Check online banking. Done.

* Take medication. Done.

* Turn alarm clock off at the wall til tonight. Done.

* Get some exercise. Done.

* Check DW's balances. Done.

* Use local library. Done.

* Organise food for when we return that we can just whip out and reheat. Done.

* Triage fridge. Done. Made a sort-of-lasagne for tonight with the odd bits.

* Hoover bed and pillows. Done. Always horrifies me what comes out of the bed! :eek:

* Put banking app on DW's phone for the trip. Done.

To live without risk is to risk not living.

allydowd · 25 June 2018 at 11:07AM

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

Benefits check-up (Link)
Coupon Shop Forum list of money-off coupons (Link)
Cooking On A Bootstrap, cheap recipes. (Link )
eBid (Link)
Freecycle (Link)
Freegle (Link)
Free Postcode Lottery( Link )
FreeStuff (Link)
FreeUKStuff ( Link )
Income Tax Calculator (Link)
i-Say Surveys (Link)
Jobseekers Railcard (Link)
List of online newspapers. At bottom of the linked page. (Link)
LuckyPhone free lottery with loyalty rewards (Link)
Marriage Tax Allowance (Link)
Martin Lewis' Weekly List of Deals and Tips (Link)
MSE Bank Charges Comparison Tool (Link)
MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
MSE Budget Planner (Link)
MSE Abbreviations Explained (Link)
MSE Deals and Vouchers (Link)
MSE Demotivator Tool (Link)
MSE Credit Card Minimum Repayment Calculator (Link)
MSE Money Makover (Link)
MSE Piggybank Budgeting (Link)
MSE Stoozing Guide (Link)
MSE Wow Offers (Link)
NHS Minor Ailment Service article (Link)
My Supermarket (Link)
Number Plate Lotto (Link)
OnePoll (Link)
Quidco (Link)
Reclaim PPI at no cost to yourself without using a claims company. (Link)
Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
Reclaim phone credit (Link)
Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
SayNoTo0870 cheap phone number finder (Link)
Start Rescue Breakdown Cover (Link)
Super Saver Amazon Delivery Tool (Link)
Survey sites that pay for your opinions (Link)
Swagbucks (Link)
Swapit (Link)
Tickety Split cheap train tickets (Link)
Toluna (Link)
TopCashBack (Link)
Wombling Guide (Link)
You Need A Budget site and App (Link)

If any of the links are broken, let me know.

Baileys_Babe · 25 June 2018 at 1:28PM

PurpleFairy Thank you for starting this weeks thread.

I have been missing yet again

What has been happening in the world of Bailey's Babe:
Bad: OH's chronic condition has reared it's ugly head :mad:
Good: Won £10 daily draw, Made cards for nieces first birthday, I've been attending a weekly course locally - which has been fun & I have been learning a few things.
Keeping everything on track: Sticking to budgets, meal planning, RM surveys, eating from home (most of the time), planning what, when, who, where saves us from unnecessary spending.

My plans for today are:
Read and post on this thread for inspiration and motivation Done
Home Educate children for free Done
Meal plan, using what we already have in where possible
Write shopping list
Take a meter reading and submit Done
Turn off lights when not in use - downstairs toilet light still being troublesome Done
Turn off appliances when not in use Done
Stick to meal plan Done
Only planned spends, window cleaner & fuel for my car Done
RM survey Done
Correctly delivered survey Done
Make a batch of porridge
Make bread Done
Set dw to run overnight Done
Set wm to run overnight
B/L/D from stores Done
Reserve library books Done
Keep up to date with 3 email accounts Done
Deal with at least 10% from 1 of my other 3 email accounts Done

My plans for this week are:
Chase up focus group reward
Chase survey reward

determined_new_ms · 26 June 2018 at 7:37AM

Morning

day 4 of 6 off

ahhhhh bliss having had 3 days off and still having 3!

Today I am going to the allotment with my friend 1st thing after dropping madam to school

I need to go get some groceries as fridge/freezer is bare! Will pick up new blind for lounge whilst passing shop

I have made 2 of the 6 dolls nappies for madam will finish them off today

Call doll manufacturer for replacement - need to dig out paperwork so that is holding me up!

Call energy supplier re dd

check meter readings

sit in garden and read book & enjoy the sun

hot tub with madam after school

That'll do! Have a great day

PurpleFairy26 · 26 June 2018 at 8:25AM

Morning all. Your days sound lovely determined and 1LL far better than my commute to a big city, work in office with no windows and back again :rotfl: anyway, I've had a productive morning so far:

One load of washing on
Sausage casserole in sc for parents tea later
Made apple and blackberry crumble using last years blackberries still :eek:
Flylady bathroom
DW emptied and loaded and ready to go on again before we go out
Made mine and dd lunch from what was in fridge
Hot drink for commute
Checked banking
Quick shower, hair to dry naturally

Things for later:
Contact vets as insurance have said some details are missing for a claim
Call swimming lesson people to complain about dd, should be a continual assessment but 3 months I'm still none and I asked last night and they said they would, still nothing.
Talk to DH about mortgage, if we ever get 5 minutes :rotfl:
Found some steak in freezer that I thought I'd used so having that for tea

Water plants, feed tomatoes
Some work :rotfl:

Enjoy your holiday ally

What small DFW things will you do w/c 25th June?

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