Balance transfer, how does it work with 0% offer.

shamac · 14 January 2019 at 11:09PM

I have 6k on a credit card, 3k of that has been transferred onto the card on a 0% for 12 months offer. I now have another 0% offer from another card and want to transfer the other 3k to that card so it will all be on 0%. Which 3k will the cc company transfer? The 3k already at 0% or the 3k which isnt?! Hope that makes sense!

[Deleted User] · 14 January 2019 at 11:18PM

Payments always go to the highest rate balance.

Craig1981 · 15 January 2019 at 6:58AM

from my understanding is your current provider with the 6k balance has offered 50% of the balance at another 12 months 0%... the other half you want to now transfer to another card.

best advice then is to call the company and to the transfer over the telephone, so you are confident that the correct amount will be transferred

Balance transfer, how does it work with 0% offer.

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