as anyone heard of this , its shocking
moutard
Posts: 349 Forumite
I didn't know someone could steel your house https://www.hotukdeals.com/deals/prevent-your-house-from-being-fraudulently-sold-without-your-knowledge-free-alert-service-from-government-land-registry-3160314#comments
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May be better posted on the 'Praise, Vent and Warnings 'board - although I can see why you posted on the 'Grabbit' board.
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I didn't know someone could steel your house https://www.hotukdeals.com/deals/prevent-your-house-from-being-fraudulently-sold-without-your-knowledge-free-alert-service-from-government-land-registry-3160314#comments
Nothing new, Ive heard about it happening before.
It is shocking that it can happen.0 -
What, as in steel plate it?0
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What, as in steel plate it?
:rotfl::rotfl:
On a serious note it is well worth subscribing to this email service. Kimd of amazing that this can happen though, and surely it would be reversed when discovered. Down to the buyer's solicitor to check everything is legal and im guessing they would be liable if they completed on a fraudulent sale?0 -
I have been a registered with the service for a few years now; it certainly gives peace of mind. I would also suggest adding a correction to your credit report with the three credit reference agencies: Experian, Equifax and CallCredit if you don't ever wish to take out secured credit (such as a mortgage) otherwise it may be possible for someone to 'steal your house' by taking out a mortgage in your name on that property. That is especially useful for landlords who rent out their own property or who leave their property vacant for extended periods of time.0
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Great service, it’s a shame it’s needed though.
Always worth making sure your service address is up to date with the Land Registry as well.0 -
Can you please explain what you mean by 'service address'.
Thanks
It's the contact address that the land registry have for owners of properties.
If you are living in a certain property then it would make sense for that place to be your service address but if you have rented it out, you might want to have a different address for the land registry to send mail regarding the rented property to.
Imagine that you rented a house and the tenant decided to try and rip you off by selling the property. If that property was also the service address for the land registry, any mail they sent out would go directly to the scammer.Why does this matter?
First, if there is an application that could affect your legal rights or interest in the land, the Land Registry will need to write to you. These sorts of applications can include:
Registering an adverse notice against the land;
Claiming adverse possession of the land; and
Registering a title to mines and minerals below the surface of the land – this could have a significant impact on future development possibilities.
Secondly, it is increasingly common for solicitors to send copies of legal correspondence at the ‘pre-action’ stage of proceedings to the Land Registry address, in addition to any other address the management company or freeholder holds.0 -
I didn't know someone could steel your house https://www.hotukdeals.com/deals/prevent-your-house-from-being-fraudulently-sold-without-your-knowledge-free-alert-service-from-government-land-registry-3160314#comments
It's an issue that needs ironing out.0 -
Sorry Pollycat I've only just seen your post but Shaun from Africa has explained as well if not better than I could. Thanks Shaun!0
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