Teach me how to SKI

Perhaps when you do the things you normally do you could "upgrade", ie travel first class if you go anywhere by train, get the "best" seats if you go to the theatre or cinema, if you eat out at all, order what you actually want from a menu (rather than what common sense tells you should have), get the extra treatments when you go to the hairdresser.

Have you ever fancied learning a musical instrument. Most music lessons are expensive, so that would get rid of some money if you find you are enjoying the lessons and want to continue. Of course you would also have to purchase said musical instrument.

You say you don't like cruises, or being confined (I understand that, as neither does my husband so no more cruises for us) but there are all sorts of ways to get out and about. I imagine that a train journey would also be unsuitable (thinking Rockies, Trans Siberian Express although you would need to fly to join those).

My dad found cruises to be an excellent way to "get rid" of money whilst having to do nothing at all other than enjoy himself. Before my mum passed away, they had been on a few cruises (and many, many holidays), si after she died he decided to cruise, on his own, to the Caribbean with Saga (smaller ships in their fleet) and over 7 years he spent 325 nights away from home, travelled 101,769 statute miles and visited, 63 countries (albeit each very briefly). All this between the age of 87 and 94!!!!