Mortgage PPI with pre-existing conditions

Sambashoes
Sambashoes Posts: 31 Forumite
Name Dropper First Anniversary First Post Combo Breaker
edited 11 May 2018 at 6:55PM in Insurance & life assurance
Hi everyone
I'm looking for mortgage PPI which will also cover a pre-existing condition. Can anyone recommend a provider for this kind of MPPI please?
Thanks all.;)

Comments

  • dunstonh
    dunstonh Posts: 116,358 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
    it is unlikely you will get any coverage for an existing condition. Whilst MPPI will usually offer cover on unrelated conditions (unless the condition is significant enough to affect other areas), you would expect the existing condition not to be covered.

    A legacy condition (i.e. something that happened in the past but is no longer an issue) may get coverage depending on timescale. However, you would probably be better off with a PHI policy rather than a PPI policy.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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