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  • FIRST POST
    • henrik1971
    • By henrik1971 24th Jan 18, 10:40 PM
    • 189Posts
    • 110Thanks
    henrik1971
    Auto enrolement - eligibilty - duties?
    • #1
    • 24th Jan 18, 10:40 PM
    Auto enrolement - eligibilty - duties? 24th Jan 18 at 10:40 PM
    I am a trustee of a small charity and we employed someone part time for the first time late last year. The employee, aged mid-50s works 18 hours per week and earns just under 9k per annum.

    I'd understood that there was no obligation to auto-enrol them in a workplace pension, but a few weeks ago we had a letter from the Pensions Regulator about our Staging Date of 1st March and all the things we MUST do by certain dates, including having selected a pension scheme, and paying into it. It goes on to say how this applies to ALL EMPLOYERS.

    I'm slightly lost. If we only have one employee who (according to info from HMRC is not eligible for auto enrolement), then why is the Pension Regulator saying we need to do this whole shopping list of things, and then made a declaration on the Government Gateway certifying that we've done them all?

    Is there a flow chart anywhere or some means of definitely ascertaining what we actually need to do? Any help grateful appreciated!

    Just to add, we have no plans to increase the wage we are currently paying, nor to employ anyone else.
Page 1
    • JoeCrystal
    • By JoeCrystal 25th Jan 18, 11:04 AM
    • 1,427 Posts
    • 887 Thanks
    JoeCrystal
    • #2
    • 25th Jan 18, 11:04 AM
    • #2
    • 25th Jan 18, 11:04 AM
    It is worth posting this in main pension forum http://forums.moneysavingexpert.com/forumdisplay.php?f=19 as no one really look into this sub forum anymore.
    • spadoosh
    • By spadoosh 25th Jan 18, 11:12 AM
    • 5,534 Posts
    • 7,544 Thanks
    spadoosh
    • #3
    • 25th Jan 18, 11:12 AM
    • #3
    • 25th Jan 18, 11:12 AM
    The employee will be classed as an entitled worker. (16-75 earnings between 5876 and 10,000)

    Whilst you dont have to auto enrol them you do have to offer them a pension which they can choose to take or not.
    Don't be angry!
    • greatkingrat
    • By greatkingrat 25th Jan 18, 7:54 PM
    • 127 Posts
    • 108 Thanks
    greatkingrat
    • #4
    • 25th Jan 18, 7:54 PM
    • #4
    • 25th Jan 18, 7:54 PM
    Also be careful as the earnings assessment is done each month, so if they earn a bit extra one month (overtime, bonus etc) they may be required to be autoenrolled.
    • triplea35
    • By triplea35 3rd Feb 18, 6:25 AM
    • 192 Posts
    • 54 Thanks
    triplea35
    • #5
    • 3rd Feb 18, 6:25 AM
    • #5
    • 3rd Feb 18, 6:25 AM
    Is there a time allowed before employer starts making payment into pension? My son started with a company 2 months ago(25 yr old 27K pa) but he nor his employer appear have yet to make contributions to his Nest account(nothing on payslip or Nest account)
    • Alexland
    • By Alexland 3rd Feb 18, 10:15 PM
    • 3,122 Posts
    • 2,459 Thanks
    Alexland
    • #6
    • 3rd Feb 18, 10:15 PM
    • #6
    • 3rd Feb 18, 10:15 PM
    Is there a time allowed before employer starts making payment into pension? My son started with a company 2 months ago(25 yr old 27K pa) but he nor his employer appear have yet to make contributions to his Nest account(nothing on payslip or Nest account)
    Originally posted by triplea35
    Has you son been notified by the employer that they are applying a waiting period?

    https://www.nestpensions.org.uk/schemeweb/NestWeb/public/helpcentre/contents/why-would-i-use-a-waiting-period.html

    The simplest way to find out why the delay has occurred is to ask the employer.

    Alex
    Last edited by Alexland; 03-02-2018 at 10:18 PM.
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