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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,428Posts
    • 15,059Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 219
    • lindez
    • By lindez 14th Apr 18, 6:21 PM
    • 289 Posts
    • 1,052 Thanks
    lindez
    Hi LMD 2.70 bank tidy up to cc3 thank you
    • cufc_mike
    • By cufc_mike 14th Apr 18, 9:58 PM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    Evening all.

    159.09 mortgage overpayment for me today please

    EDIT: And another month shaved off the end date
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • TheMsTeal
    • By TheMsTeal 15th Apr 18, 6:30 AM
    • 312 Posts
    • 1,102 Thanks
    TheMsTeal
    Morning! Loose change: 50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • LittleMissDetermined
    • By LittleMissDetermined 15th Apr 18, 7:47 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    A wonderful day yesterday with a total for Saturday 14th April of

    628.18
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • RhiBi
    • By RhiBi 15th Apr 18, 10:31 AM
    • 605 Posts
    • 1,760 Thanks
    RhiBi
    Notbeen around this weekend, but a total of 292 paid off
    Virtual Sealed Pot 2018 #7 297/350

    1 debt vs 100 days 323.72/1000
    • ahall3519
    • By ahall3519 15th Apr 18, 1:03 PM
    • 240 Posts
    • 821 Thanks
    ahall3519
    Good afternoon everyone! Please put me down for 25 to the OH's CC. Monthly DD.
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=443.43=63% paid
    • sunshine81
    • By sunshine81 15th Apr 18, 1:44 PM
    • 1,248 Posts
    • 6,417 Thanks
    sunshine81
    Afternoon everyone!

    Tight point in the month again - 2 today.

    Continued thanks to LMD!

    E x
    • LittleMissDetermined
    • By LittleMissDetermined 15th Apr 18, 3:07 PM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Back with my own PAD of 1.40 purse change to piglet bank

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • AdventureWanted
    • By AdventureWanted 15th Apr 18, 7:35 PM
    • 748 Posts
    • 2,160 Thanks
    AdventureWanted
    7.50 to CC2 today please.
    • erin_transport
    • By erin_transport 15th Apr 18, 7:46 PM
    • 632 Posts
    • 2,743 Thanks
    erin_transport
    Hi
    5 to cc
    Thanks
    On a mission!

    2018 MFW #138
    • LittleMissDetermined
    • By LittleMissDetermined 16th Apr 18, 6:46 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    A good day yesterday with a total for Sunday 15th April of

    333.40
    Last edited by LittleMissDetermined; 17-04-2018 at 6:14 AM.
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • AdventureWanted
    • By AdventureWanted 16th Apr 18, 7:35 AM
    • 748 Posts
    • 2,160 Thanks
    AdventureWanted
    5 paid to CC2 today thanks.
    • erin_transport
    • By erin_transport 16th Apr 18, 8:05 AM
    • 632 Posts
    • 2,743 Thanks
    erin_transport
    Morning
    58 to cc
    18 to mortgage over payment
    76 total
    On a mission!

    2018 MFW #138
    • lindez
    • By lindez 16th Apr 18, 9:37 AM
    • 289 Posts
    • 1,052 Thanks
    lindez
    Morning all, 4.48 to cc 3 thank you LMD
    • LittleMissDetermined
    • By LittleMissDetermined 16th Apr 18, 5:43 PM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    1 to savings today

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • RhiBi
    • By RhiBi 16th Apr 18, 5:49 PM
    • 605 Posts
    • 1,760 Thanks
    RhiBi
    2 again today to Next
    Virtual Sealed Pot 2018 #7 297/350

    1 debt vs 100 days 323.72/1000
    • ahall3519
    • By ahall3519 16th Apr 18, 9:30 PM
    • 240 Posts
    • 821 Thanks
    ahall3519
    Good evening everyone! Hope everyone is well! Please put me down for 2.50 to the usual OH's CC.
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=443.43=63% paid
    • sunshine81
    • By sunshine81 16th Apr 18, 10:01 PM
    • 1,248 Posts
    • 6,417 Thanks
    sunshine81
    Sneaking in late with 117....
    • cufc_mike
    • By cufc_mike 17th Apr 18, 12:20 AM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    28.05 Mortgage overpayment today please
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • LittleMissDetermined
    • By LittleMissDetermined 17th Apr 18, 6:15 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    A good day yesterday with a total for Monday 16th April of

    207.98
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
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