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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 2,188Posts
    • 13,384Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 75
    • Lilith1980
    • By Lilith1980 16th Apr 18, 6:24 AM
    • 1,880 Posts
    • 5,390 Thanks
    Lilith1980
    Sounds like a lovely break away from it all Cumbria

    I've only been to the Lakes a couple of times, but it's really stunning.
    My debt-free diary
    • 117pauline
    • By 117pauline 16th Apr 18, 11:24 PM
    • 672 Posts
    • 7,416 Thanks
    117pauline
    Sounds a beautiful crafty day.

    I don't know if this would work but what about taping or writing down your thoughts straight afterwards. Then you could listen or read back if you have a bad day.

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
    • beanielou
    • By beanielou 17th Apr 18, 10:58 AM
    • 56,839 Posts
    • 231,474 Thanks
    beanielou
    Good idea from Pauline
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • milann
    • By milann 18th Apr 18, 2:56 PM
    • 1,895 Posts
    • 8,999 Thanks
    milann
    Ohhh CL, I'm away for just ver a week to come back to hear of your mystery man. Hope it works out the way you want with a meal, flowers and friendship for you. Exciting

    Hope your tooth has settled and I think your craft day sounds amazing. I used to get together with friends at each other's homes but it dwindled off....might just need to reinstate it.
    • Cumbria lass
    • By Cumbria lass 18th Apr 18, 8:56 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    Ohhh CL, I'm away for just ver a week to come back to hear of your mystery man. Hope it works out the way you want with a meal, flowers and friendship for you. Exciting

    Hope your tooth has settled and I think your craft day sounds amazing. I used to get together with friends at each other's homes but it dwindled off....might just need to reinstate it.
    Originally posted by milann
    Thank you , not holding out much hope for man , he is a law unto himself!
    CC1 221 /3718
    • Cumbria lass
    • By Cumbria lass 18th Apr 18, 8:57 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    Sounds a beautiful crafty day.

    I don't know if this would work but what about taping or writing down your thoughts straight afterwards. Then you could listen or read back if you have a bad day.

    Take care honey
    Pauline
    Originally posted by 117pauline
    Liking that idea Pauline !
    CC1 221 /3718
    • Cumbria lass
    • By Cumbria lass 18th Apr 18, 8:59 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    [QUOTE=Lilith1980;74167231]Sounds like a lovely break away from it all Cumbria

    I've only been to the Lakes a couple of times, but it's really stunning.[/QUOTE

    The place is stunning , definitely could live there !
    CC1 221 /3718
    • Cumbria lass
    • By Cumbria lass 18th Apr 18, 9:01 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    You had the best weather that we've had for ages yesterday, I'm so pleased that you got to enjoy it up here. It was lovely doing my run and dog walking next to the river in the warmth - the fells look like they're starting to go green again.
    We went to the Taste cumbria event today - I thought about you as I think you'd really have enjoyed it - lots of lovely food producers and not all of them ridiculously expensive. We thoroughly enjoyed sitting outside with buns full of cumberland sausage and as DH drove I even had a gorgeous cocktail from my friend's horsebox cocktail bar. And I have delicious smoked trout pate, local cheese and some very decadent looking brownies to look forward to. Lovely.
    Originally posted by joeyjimbles
    Oh Joeyjimbles what a treat the day was , the walk just made it so much better . I was in Grange over sands for our craft get together. I saw the taste Cumbria event advertisied , the food sounded amazing.
    CC1 221 /3718
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 18th Apr 18, 9:05 PM
    • 4,871 Posts
    • 34,537 Thanks
    HairyHandofDartmoor
    What a beautiful day yesterday . Arrived in the lakes at 8.45am , to a warm welcome welcome from friends.

    We crafted till lunch time , three of us decided to do a walk . The views were amazing , this is why I love the lakes . Nature all coming out to say hello , as the sun shone .

    We did 5 miles altogether there and back , with an ice cream thrown in the middle. Back to crafting for a couple more hours .

    I arrived home about 8.00 pm , shattered , but very happy . There is a magic feeling that I come back with, wish I could bottle it.

    Back to today , need to do all cleaning, shopping , washing and ironing. Hair is getting done later as well .

    Payday Wednesday , my pay rise has given me an extra 35 a month.
    Originally posted by Cumbria lass
    That sounds like a perfect day Cumbria .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Cumbria lass
    • By Cumbria lass 18th Apr 18, 9:06 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    Mid week update : Three NSD , much needed.

    Payday has arrived and all pots topped up. Must update signature later.

    Had a 10 from PA cash out so that will go off the CC.

    Personal trainer put me through my paces Monday and tonight , really enjoyed it and learnt a lot.

    Had 30 mins outside after work. Have taken my curtains down tonight and washed two lots . My mum is drying them on her line tomorrow.

    Another early night for me , third in a row.
    CC1 221 /3718
    • beanielou
    • By beanielou 18th Apr 18, 10:11 PM
    • 56,839 Posts
    • 231,474 Thanks
    beanielou
    Good news on payday & pots being topped up
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Cumbria lass
    • By Cumbria lass 19th Apr 18, 8:16 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    Been sat outside just enjoying the evening . Work was busy today , always is when the weather is warm!

    Colleague bought us all mini ice creams . NSD 4 . Really trying to be good.

    DGC day tomorrow, hoping to get in the park with the DGD .

    Done a couple of PA surveys up to 1.50 .
    CC1 221 /3718
    • beanielou
    • By beanielou 19th Apr 18, 8:23 PM
    • 56,839 Posts
    • 231,474 Thanks
    beanielou
    What a lovely colleague
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • doingitanyway
    • By doingitanyway 19th Apr 18, 8:28 PM
    • 3,298 Posts
    • 17,752 Thanks
    doingitanyway
    Well done on the NSDs. I need to start those again.
    Enjoy the park with DGC
    Emergency fund 500/1000
    If not now then when?
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 19th Apr 18, 8:34 PM
    • 4,871 Posts
    • 34,537 Thanks
    HairyHandofDartmoor
    You can be outside and enjoy the lovely weather tomorrow, how lucky .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • milann
    • By milann 19th Apr 18, 9:14 PM
    • 1,895 Posts
    • 8,999 Thanks
    milann
    Hope you get to the park in the sunshine tomorrow
    • Cumbria lass
    • By Cumbria lass 21st Apr 18, 7:44 AM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    We did indeed enjoy the park, the sun changes everything . The DGD had a picnic in the garden for their tea and played quite happily outside until mum arrived home and I could pass the reins over.

    This weekend I am at home for the weekend , my list is long of things I want to achieve:

    Wash window frames inside and put curtains back up
    Empty wardrobes , clean inside and put summer clothes in .
    Go to the clothes bank with anything I am throwing out.
    Clean the rest of the flat.
    Do all my ironing.
    Go food shopping
    Get my car washed it's really dirty.
    Tip run with my dad.

    That's all I can think off at the moment .

    I had some non gluten free cake yesterday that hasn't agreed with me. I also don't seem to be able to eat crisps , without them giving me indigestion. Think it's time the diet came into force.

    Have a good day everyone.
    CC1 221 /3718
    • Cumbria lass
    • By Cumbria lass 21st Apr 18, 4:45 PM
    • 2,188 Posts
    • 13,384 Thanks
    Cumbria lass
    We did indeed enjoy the park, the sun changes everything . The DGD had a picnic in the garden for their tea and played quite happily outside until mum arrived home and I could pass the reins over.

    This weekend I am at home for the weekend , my list is long of things I want to achieve:

    Wash window frames inside and put curtains back up
    Empty wardrobes , clean inside and put summer clothes in .
    Go to the clothes bank with anything I am throwing out.
    Clean the rest of the flat.
    Do all my ironing.
    Go food shopping
    Get my car washed it's really dirty.
    Tip run with my dad.

    That's all I can think off at the moment .

    I had some non gluten free cake yesterday that hasn't agreed with me. I also don't seem to be able to eat crisps , without them giving me indigestion. Think it's time the diet came into force.

    Have a good day everyone.
    Originally posted by Cumbria lass
    Well I have done a couple of things on my list today , but the cleaning became a proper spring clean . I have washed , wiped , dusted , hoovered . You would think I lived in a mansion by how much I have done .

    Tomorrow is

    Shopping
    Tip run
    Ironing
    Car cleaned
    Waxing.

    I am about to have a glass of Chardonnay sat outside , well earnt I think .
    CC1 221 /3718
    • Sun Addict
    • By Sun Addict 21st Apr 18, 6:19 PM
    • 6,130 Posts
    • 41,421 Thanks
    Sun Addict
    Ooh enjoy the Chardonnay after all the chores ticked off the list xx
    Virtual Sealed Pot 2018 404.08
    Debt 2180
    Weight loss 0/6LBS
    Emergency Fund 4000/10,000
    • beanielou
    • By beanielou 21st Apr 18, 8:11 PM
    • 56,839 Posts
    • 231,474 Thanks
    beanielou
    Enjoy your wine
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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