Weekly Spend Challenge W/C 2nd February 2014

EverTheOptimist · 1 February 2014 at 6:27PM

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 26th January 2014 challengers / pledges / totals

EverTheOptimist - £50 / £36.77
Mooomin - £100 / £84.15
Munchin - £40 / £28.09
Jonesy88 - £10
Shinner - £35
Sedge123 - £25 / £21.80
Take the power back - £70 / £40
bt1 - £70
Beth2242 - £100 / £96.39
Cookie02 - £70 / £0
Verityemilia - £40 / £39.15
DD265 - £15 / £5.36
milann - £6
Mrs Cheshire - £10 / £2

W/C 2nd February 2014 challengers / pledges / totals

EverTheOptimist - £25
Munchin - £30
Cookie02 - £60
Mooomin - £20
Take the power back - £40
Beth2242 - £100
DD265 - £15
Verityemilia - £40
Roxy7699 - £80
Mrs Cheshire - £10
Sedge123 - £35

Munchin · 1 February 2014 at 9:20PM

Hi ETO

I was green last week £28.09/£40. I will go for £30 this week please.

cookie02 · 2 February 2014 at 9:51AM

Hi ETO,

I'd like to go with a £60 budget this week please.

This should be what my week looks like:
Sun - NSD
Mon - NSD (coffee with friend using last vouchers)
Tues - NSD (groceries from separate budget)
Weds - £5 lunch out at cafe
Thurs - £5 for 2*coffee
Fri - day off and going for tea but already paid for using voucher :beer:. £20 contribution for takeaway+wine for dinner
Sat - £20 lunch out

£10 buffer for bits and pieces.

Thank you

.

mooomin · 2 February 2014 at 9:53AM

Last week I finished £84.15/£100.

This week I'm off to London on Friday so will end up spending there but that's all budgeted for, so I'm going to aim for a £10 spend from today until Thursday night :eek:

Take_the_power_back · 2 February 2014 at 10:52AM

Managed 40 last week!! Which is good because that's my target this week due to having to shelling out for a train ticket!

EverTheOptimist · 2 February 2014 at 1:07PM

Morning everyone.

First post updated to here. Welcome back. :wave:

Finished last week in the green as didn't spend anything at the party last night.

:D

So this week

Sun - NSD
Mon - NSD
Tues - meeting with work re my return from maternity.

:( also NSD although may need chocolate.
Weds - baby group and out for lunch. (will google the menu and see what I can have that's cheap and cheerful) ETA - £8
Thurs - meeting a couple of friends and their babies for lunch - (again will google the menu) ETA - £10, also need to pay parking I guess £3 ish max.
Fri - baby group so NSD
Sat - NSD

£0 / £25 (couple of pounds as contingency)

I'll be happy if I come in around this, as I have £100 max for the month.

Have a good Sunday everyone.

Munchin · 2 February 2014 at 5:22PM

Hi all

Sun - £14.96 groceries (I also bought diesel & light switches but they are from another budget).

Total - £14.96/£30

beth2242 · 2 February 2014 at 7:27PM

Can I join again this week please....I managed a green week last week with a total of 96.39/£100My plans for the week are as follows....

Sun - already spent £30 on petrol for the week
Mon- working then small grocery shop hopefully no more than £25 and possibly £28 for DD gymnastic fees if they're due this week!
Tue - NSD decorating
Wed- NSD working
Thurs- £4.00 for DD dancing
Fri- NSD working
Sat- NSD working

£13 contingency!

Good luck everyone!

beth2242 · 2 February 2014 at 9:24PM

Fingers crossed I don't spend quite £25 tomorrow on groceries as I've just had an unexpected spend! £5.50 on a Chinese, £10 on electric meter and £2.29 on marg and a slab of mince at the corner shop! Whoops!

Total spend so far is

£47.79/£100

I do have a problem though! I took out the cash to last me all week and in a mad rush of going to the shop collecting the Chinese and hurrying back I've managed to lose a £10 note!! So instead of having £52.21 left in my purse I only have £42.21! I'm hoping I have lost it in the car and it's just on the floor somewhere! Fingers crossed otherwise ten pound will already be spoken for! And then I definitely won't come in within budget cos pretty much all of it is spoken for if DDs gymnastic fees are due tomorrow!

DD265 · 2 February 2014 at 10:03PM

Hi All

I managed well last week with:

£15/£5.36

£15 again for me this week please. I'm trying to save up for an airbrush compressor which is about £60 so my left over money will go towards that!

EverTheOptimist · 2 February 2014 at 10:46PM

So far

Sun - NSD :j:j
Mon - NSD
Tues - meeting with work re my return from maternity.

:( also NSD although may need chocolate.
Weds - baby group and out for lunch. (will google the menu and see what I can have that's cheap and cheerful) ETA - £8
Thurs - meeting a couple of friends and their babies for lunch - (again will google the menu) ETA - £10, also need to pay parking I guess £3 ish max.
Fri - baby group so NSD
Sat - NSD

£0 / £25 (couple of pounds as contingency)

Weekly Spend Challenge W/C 2nd February 2014

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