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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    ahhh new job!!!! what date do you start? Is it better wages and location!! so happy for you , new start just what you needed <3 xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    monz wrote: »
    ahhh new job!!!! what date do you start? Is it better wages and location!! so happy for you , new start just what you needed <3 xx

    Thanks hun, yes I start on the 13th Nov. It's temp to perm and the temp rate is higher than what I'm on now :) The job is the one in Swindon and is an hour away from home as opposed to the two hours each way that I'm doing at the moment :D
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Morning,

    Managed to get a fair few surveys done yesterday and I'm nearly at payout on VO. I'll post my survey update later, so I know where I am at.

    Got the statement from the bank yesterday, which also advised that from November we'll be charged a daily OD fee for every day that we're in it, what fun!

    Not much else to report.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    Annoying banks and their overdraft fees :mad: Will you be able to avoid using the overdraft? I'm glad I have a basic bank account so I won't be caught out that way again

    Good about the surveys :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Morning Hairy,

    Unfortunately no, DH gets paid and then I get paid and my salary seems to wipe out the OD or something but we are always in it.

    Hoping DH gets a big enough commission that we can at least wipe out some of it. I explained to DH that the amount we both earn, I'd rather we had the money than the bank.
  • debtaghh
    debtaghh Posts: 1,794 Forumite
    Name Dropper First Anniversary First Post
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    Is it a lot per day? Is there a deal you can do to clear the overdraft? Not sure if ppl would recommend to transfer on a 0% Cc but would that save you money?
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Not sure how much it is per day, this month we are being charged £44 for using it.

    The new 1p for ever 7p starts next month, so don't know if that is part of it or not.

    Don't ideally want to add to the debt with it and I'm sure we'd be able to clear it just worried about what amount they'll add on.
  • debtaghh
    debtaghh Posts: 1,794 Forumite
    Name Dropper First Anniversary First Post
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    Hopefully as your salary clears it , you won’t be charged every day so won’t be too high x
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
    edited 24 October 2017 at 11:04AM
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    Surveys to date:

    £0.44 PA + £1.90 pending
    £37.10 OP need £40 to withdraw
    £10.70 PP need £50 to withdraw
    £9.75 VO need £10.50 for voucher
    £6.40 PB + £0.00 pending

    £10 Quidco pending

    £85 worth of points on BC to be used for Christmas and throughout 2018
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    You're doing well on the surveys :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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