I WILL get there!!
Comments
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Oh Kirsty what a pain in the backside.
I think if it were me, at the moment, I'd go for the very cheapest option. Do you have a local forum where you can look for freebies? A washer dryer is the sort of thing that people may decide to upgrade long before the usefulness of the item has run out, same with a fridge freezer.
When I set up my business I spent about £50 on a kitchen fridge which has lasted to this day (3 years) its massive with upright whole freezer side, & large fridge side. I got that from a 2nd hand appliances place on the high street and they even delivered.
Or even going a step further, I know it isnt value per say, but could you just use the laundarette for a time? I really believe now in making do when things go wrong.
But I appreciate not everyone likes to like like Steptoe And Son like me, so if not I'd still look at Freecylcle/local forum for inspiration.
All the best
Bob" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hi Bob,
I did use the launderette but I'm finding it adds up quite quickly, and because of the hours I work there is only 1 day a week I can get there, and only time to do 1 load so the washing is mounting!
I have put a wanted advert on the local freebie and buy/sell pages so I keep bumping those and hoping it will pay off!
On the upside I've just checked my topcashback and have just under £35 ready to be paid out so I've requested it and will pay it off very when it arrives that has cheered me up. Every little helps and all that jazz!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Forgot to say I also managed an additional payment of £50 off the smaller barclaycard balance this morning, so that has come down slightly :T:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
You also really need to pay attention to where your money goes - I was a fan of diet coke and normally bought a bottle every day/every other day - £1.25 here, £1.25 there - which seems nothing really! That's about £10 a week! So that habit stopped and I may treat myself to 8 cans of own brand for £1.50!
Me too! almost a bottle a day at work! This week I've made a 55p 2litre of supermarket diet lemonade last 4 days. Big difference from the £6 a week I was spending (I only bought p3psi or c0ke when it was on offer for £1).kirtsypoos wrote: »Forgot to say I also managed an additional payment of £50 off the smaller barclaycard balance this morning, so that has come down slightly :T
:jLBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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Got home and went through my bits and pieces and realised I could spare another £70 if I eat out of the freezer for the next 2 weeks, checked the freezer and I'm pretty sure I have enough to scrape by so I paid £77.41 off my very account!! still small steps, but seeing the round number made me feel better! :T:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Kirsty you are doing great with all your extra payments!" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Kirsty you are doing great with all your extra payments!
Thanks Bob!
I listed a few things on ebay also, so hopefully that will bring in a few pennies.
Paying extra little bits is feeling quite addictive at the moment:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hi
Read through your diary - you are doing very well.
I am the same - I have been told that I need to start a family sooner rather than later - not been given a deadline or anything but considering i'm single its a bit disheartening to know that I may loose out on children, as how do I say to a potential suitor "I need this to work, as I need to have children asap!" They will run a mile!
I will be following your diary with interest - loving the extra payments - you will be debt-free before you know it!
xCar Paid in full - 10/06/2016 :j0 -
Hi
Read through your diary - you are doing very well.
I am the same - I have been told that I need to start a family sooner rather than later - not been given a deadline or anything but considering i'm single its a bit disheartening to know that I may loose out on children, as how do I say to a potential suitor "I need this to work, as I need to have children asap!" They will run a mile!
I will be following your diary with interest - loving the extra payments - you will be debt-free before you know it!
x
Thanks Myteeduck,
Sorry to hear you've had that news too - it was a horrible time for me when they first told me (I do have a partner but he was pretty set on not having kids) it was going to have to be a case of ending my relationship and potentially still not having them because of the timeline. I'm still not 100% sure we will end up having a family together but if I can get my debt right down I know it would be a load off both of our minds. Good luck with everything, and I'll keep you updated on here about my journey! x:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
kirtsypoos wrote: »Thanks Bob!
I listed a few things on ebay also, so hopefully that will bring in a few pennies.
Paying extra little bits is feeling quite addictive at the moment
Totally agree. I forget if I mentioned it to you but I am loving the Payment a Day challenge at the moment. It has given me such a boost to try & find even £1 a day to knock off the numbers." Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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