Payment A Day Chapter 18

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Comments

  • sashybo
    sashybo Posts: 4,503 Forumite
    Name Dropper First Post First Anniversary Photogenic
    Thanks Ducky, yes first baby so a bit anxious at not knowing what to expect. :eek:

    Thanks Kirsty. :) Exciting & scary at the same time!
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
    Hi all :j


    My PAD is £10.94- pmt to M&S cc - thanks Mandz1 :T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :);)

    Super going with all the PADs over the past few days! :);)

    Wishing you all a super PADay! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Exciting times Sashybo, good luck.


    Big payment of £700 off OH's cc today please Mandz. All of a sudden he seems to be having a good run of work and ebaying so I'm hoping to make a bit of a dent in the overall debt which will make a nice change from feeling stagnant with it all.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Morning PADdingtons

    At last Friday has returned :D My PAD today is a bank round down of £4.40 to the credit card please

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • mandz1
    mandz1 Posts: 2,548 Forumite
    11th May total



    £247.76
    PAD Maker
  • Lau0707
    Lau0707 Posts: 74 Forumite
    Morning everyone! Just a quick check in before my scan at the hospital :)

    £1.63 over to my CC today!

    Next account sitting at £79 from £120, overdraft at £1233 from £1350, credit card at £810 from £1200. Feeling so good today. Amazing how the £1's add up!! Everyone takes the mick out of me, as they're like 'whats the point making a payment so small'... hey hey.... all payments add up!!! When I'm back from our holiday next week, I want to chuck £100 at my loan, as every £100 i pay EXTRA, takes off 2 months and saves £197 interest!! Can't wait to hammer that!! been putting lots of £1's on energies etc lately, but need to focus on interest eating debts first! just feeling a little overwhelmed sometimes where to start. we've cleared 15k, so I know we can do it! Just keep swimming- as Dory says.

    Have a fab day xx
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Photogenic First Post First Anniversary Combo Breaker
    Morning all!

    So in a moment of utter determination, and having a good pay day, I made a payment that cleared my OH's CC!! Will probably be skint for the next few weeks now but it is worth it in the end. Now to move on to the next debt which is my NEXT account that currently stands at £2226.93.

    PAD of £285.37 = £1606.17/£1606.17 :T

    Chappie x
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    First Anniversary First Post Combo Breaker
    £1.39 bank round down to Mr L CC
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Duckydo
    Duckydo Posts: 100 Forumite
    Definitely exciting Sashy! Best advice is to ask for help LOTS and don't stop til you're able to cope. Otherwise pack dry shampoo in hospital bag (in case you're in for a few days), and if you're going to breastfeed get some lansinoh and keep applying. Feel free to pm me with any questions, no matter how personal they might seem.

    Payment of £19.74 to cc today.
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