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  • FIRST POST
    • onashoestring
    • By onashoestring 22nd Jan 19, 9:10 PM
    • 225Posts
    • 424Thanks
    onashoestring
    2019 Savings
    • #1
    • 22nd Jan 19, 9:10 PM
    2019 Savings 22nd Jan 19 at 9:10 PM
    These are the savings I’ve made so far this year by following MSE tips :

    Free cinema ticket with Meerkat Movies Saving £6:90

    British Airways Sale Saving £601 ( that’s £86 off a city break & £ 515 off a week’s AI ) Also saved my parents £670 off their AI holiday - but won’t include that in my total.

    Two Together Railcard purchased with £10 Tesco Club arc Vouchers Saving £30

    2 journeys with the Two Together Railcard Saving £20:70

    2 Odeon cinema tickets for £7 Vodaphone rewards app Saving £9:50

    £10 off £20 voucher at Toby carvery Saving £10

    Used Groupon to get an Anniversary present Saving £ 31:35 - should be getting some cash back from Top Cash Back on this too.

    Home Insurance (1) didn’t auto renew (2) Used Comparison Sites to get quotes (3) Did this Three weeks before - I usually leave it until the last minute. Saving on my previous insurers Quote £ 48.76should be getting £24:50 cash back on this too, will include in my total when received.

    Total Savings so far : £758.21
    Last edited by onashoestring; 23-01-2019 at 8:16 AM.
Page 1
    • Skint yet Again
    • By Skint yet Again 22nd Jan 19, 9:28 PM
    • 3,668 Posts
    • 19,327 Thanks
    Skint yet Again
    • #2
    • 22nd Jan 19, 9:28 PM
    • #2
    • 22nd Jan 19, 9:28 PM
    Well done onashoestring that's fantastic savings so far ! I look forward to seeing the total for the year.
    Balance 0% credit card £1360 £748
    0% Car Loan £7500 balance to pay 1/10/19 £160 1/11/19 £160 1/12/19 £160 finishes 1/1/2020 £140.
    Emergency fund £200
    • Sylvia1982
    • By Sylvia1982 23rd Jan 19, 8:53 AM
    • 192 Posts
    • 396 Thanks
    Sylvia1982
    • #3
    • 23rd Jan 19, 8:53 AM
    • #3
    • 23rd Jan 19, 8:53 AM
    Good luck onashoestring with your savings for this year. You appear to be doing a fantastic job so far. Please keep us updated on your progress
    • webjaved
    • By webjaved 23rd Jan 19, 12:59 PM
    • 208 Posts
    • 246 Thanks
    webjaved
    • #4
    • 23rd Jan 19, 12:59 PM
    • #4
    • 23rd Jan 19, 12:59 PM
    Good stuff, keep the savings going.
    • savingwannabe
    • By savingwannabe 26th Jan 19, 8:27 AM
    • 14,152 Posts
    • 47,618 Thanks
    savingwannabe
    • #5
    • 26th Jan 19, 8:27 AM
    • #5
    • 26th Jan 19, 8:27 AM
    Marvellous savings. Gosh! Well done. It is so motivating to hear that people are able to get bargains!
    Christmas Fund £208 No spend month?
    • onashoestring
    • By onashoestring 31st Jan 19, 10:25 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    • #6
    • 31st Jan 19, 10:25 AM
    2019 Savings January Total
    • #6
    • 31st Jan 19, 10:25 AM
    I’ve finished off the month with some more savings on train tickets £8:50 saved with our Two Together Railcard.
    We walked 15 mins from London mainline station the instead of taking the tube that saved us an additional £5:70

    My friend told me about the “Too good to go “ App ; which enables you to purchase a bag of surplus food from a restaurant/ bakery for a discounted price. This is food that would otherwise be thrown away.

    I tried it for the first time yesterday . You don’t know exactly what you will get in your “magic bag”

    I was very pleased with what I got from Paul Bakery for £3:59 I got a cheese and ham panini , a Salade Niçoise and a Tartelette Fraise . These would have sold for £ 12:90 Saved £9:31
    Was delicious & felt good to make a contribution to end food waste.

    Total Jan Savings £781.72
    • pinknsparkly
    • By pinknsparkly 31st Jan 19, 1:33 PM
    • 411 Posts
    • 901 Thanks
    pinknsparkly
    • #7
    • 31st Jan 19, 1:33 PM
    • #7
    • 31st Jan 19, 1:33 PM
    Wow, those are some pretty incredible savings so far - your savings will be looking very healthy in no time at all!! Out of interest/nosiness, what are you saving for?
    MFW 2019 challenge #99: £7707 / £6,000 (£4723.32 is in "offset" pot)
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £7707 / £30,000
    Save £12k in 2019 challenge #99: £19,077 / £12,000
    2019 keep moving challenge: 403 / 1000 miles
    Last updated: 04/09/2019
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Jul 2052
    • onashoestring
    • By onashoestring 6th Feb 19, 7:57 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    • #8
    • 6th Feb 19, 7:57 AM
    Feb 2019 Savings
    • #8
    • 6th Feb 19, 7:57 AM
    I have started the month by changing my energy supplier ,
    I was with OutFox the Market but only for 3 months as they changed their prices 4 times in that period.

    I’m now on a fixed tariff with Octopus which will save me £38.75 over the next 12 months.
    I should be getting cash back too as I did the switch through Uswitch.
    ( I will include that in my total when I actually receive it )

    I bought gift subscriptions for my sister, Mum & a friend from Hearstmagazines.co.uk

    Good Housekeeping 5 issues for £5 ( Saving £18:75 ) for my Mum whose just had an op & needs to put her feet up.

    Country Living 5 issues for £5 ( Saving £18:75 ) for my sister.

    House Beautiful 5 issues for £5 ( Saving £17:50 ) for my friend who is having a hard time.

    I should be getting £4:20 cash back on each of these as I clicked through from Topcashback.

    For myself I got the BBC Gardeners' World Magazine Subscription £ 5 for 5 issues from buysubscriptions.com

    ( Saving £21:25 )
    The main reason I got this is because with the May Issue you will get the an annual2-for-1 entry card giving you entry to 424 gardens.

    We plan to go to Kew Gardens & Wakehurst this year
    Kew Gardens ( Saving £17 )
    Wakehurst ( Saving £12.95 )

    As the card is reusable from May 2019 - April 2020 we may save a lot more.

    Full list of gardens here : https://www.gardenersworld.com/2-for-1-gardens/

    Feb Savings so far £115 ( will hopefully have some cash back soon to add to the total )
    • savingwannabe
    • By savingwannabe 9th Feb 19, 9:38 AM
    • 14,152 Posts
    • 47,618 Thanks
    savingwannabe
    • #9
    • 9th Feb 19, 9:38 AM
    • #9
    • 9th Feb 19, 9:38 AM
    Well done and they are really nice presents to give too.
    Christmas Fund £208 No spend month?
    • onashoestring
    • By onashoestring 10th Feb 19, 10:03 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    Refund from mobile provider
    I had been putting off a complaint to my mobile provider about an overcharge on my December bill, as I find this sort of “confrontation “ very stressful. however when there was another unexpected high charge on my Feb bill too; I decided I couldn’t put it off any longer.

    I communicated via live chat which I find less stressful, the adviser was very helpful & I got a refund for the overcharge. It’s only £6 but feeling quite chuffed that I got it sorted & they offered to put a £0 cap to my mobile account so I won’t get an unexpected bills in future, only my regular monthly bill which is £6 .
    • MarkAdcox
    • By MarkAdcox 25th Feb 19, 4:31 AM
    • 7 Posts
    • 1 Thanks
    MarkAdcox
    Wow!! That's amazing. Even I will try to save money from now on.
    • onashoestring
    • By onashoestring 4th Mar 19, 7:21 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    February Savings Total:
    Some more savings on train tickets £16:50 saved with our Two Together Railcard.

    Cash back from TopCashBack
    [/LIST]£20:19 for recommending a friend ( they also got £5 )


    £12 for the 3 Hearst magazine subscriptions ( see post 8 ) so they only cost me £1 each !!!!

    Also Cashback from Complete Savings £45

    “Too good to go “ App Saving £9:31

    Also wanted to see a series that’s on Sky One, but don’t want to pay for Sky, got a
    14 day free trial to Now TV Entertainment Pass & watched the whole series FREE SAVING £7:99 ( Now TV Entertainment Pass monthly fee )

    Total for month £231.99

    Total for 2019 £1013.71
    Last edited by onashoestring; 04-03-2019 at 1:27 PM.
    • onashoestring
    • By onashoestring 5th Mar 19, 2:39 PM
    • 225 Posts
    • 424 Thanks
    onashoestring
    Getting March off to a good start...
    £30 cashback received from topcashback for switching my energy supplier through uSwitch.

    £100 cashback from Quidco for my Black Friday deal on my phone contract from Carphone warehouse.

    £24:50 cashback for comparing house insurance quotes through topcashbackcompare

    savings on train tickets £11:10 saved with our Two Together Railcard

    “Too good to go “ App Saving £7

    FREEday out at Polesden Lacey (National Trust )with New Zealand Heritage membership -Saving £30
    Last edited by onashoestring; 12-03-2019 at 10:36 AM.
    • Danipat
    • By Danipat 20th Mar 19, 8:44 AM
    • 42 Posts
    • 37 Thanks
    Danipat
    Wow! Thats awesome. I can never be bothered to shop around and find the cheapest deal because it hardly seems worth it for a few pound here and there but after seeing the difference it all makes I think I'll give it a go!
    • onashoestring
    • By onashoestring 14th Jun 19, 12:01 PM
    • 225 Posts
    • 424 Thanks
    onashoestring
    Update.
    Got an unexpected result from mis sold ppl £312 refund.

    Saved £72.76 by purchasing rail tickets in advance through Trainline ( also get 10% cashback on all Trainline transactions through complete savings.

    Haven’t had time to add up all my other savings & Cashback !!!!

    Well over £1500 for the year....
    • savingwannabe
    • By savingwannabe 15th Jun 19, 7:13 PM
    • 14,152 Posts
    • 47,618 Thanks
    savingwannabe
    Fab. Well done on your PPI and also rail price savings.
    Christmas Fund £208 No spend month?
    • onashoestring
    • By onashoestring 18th Jul 19, 11:46 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    June Casback
    Cashback from Complete Savings £24.18
    • onashoestring
    • By onashoestring 18th Jul 19, 11:50 AM
    • 225 Posts
    • 424 Thanks
    onashoestring
    July Savings so far
    £85 Cash Incentive for switching current account.


    Free MOT from Halfords saving £35- I got this promotion when I bought a 50p car cleaning sponge last year .
    Car passed first time no additional charges.


    £23:50 Delay Repay 100% refund on delayed train journey ( + 10% cashback received from Complete Savings when purchased tickets from Trainline ;
    • onashoestring
    • By onashoestring 21st Jul 19, 8:13 PM
    • 225 Posts
    • 424 Thanks
    onashoestring
    Saved £6.28 on Fruit & Veg
    Got a £1:50 Too Good to Waste Fruit & Veg box from Lidl

    It contained :

    1x iceberg lettuce (58p)
    Button mushrooms 200g (85p)
    Closed cup mushrooms 350g (85p)
    Stringless Beans 250g (99p)
    5 x sweet potatoes (79p)
    18 easy peelers (2x 500g ) 2x 95p
    Mint ( 33p)
    British Blackberries 200 g £1:49

    I got this 3 days ago so far have used:

    1 pack mushrooms & beans in a risotto ,
    2 sweet potato to make wedges
    Gave away 1 pack easypeelers to friend for her children.
    Made a crumble with the blackberries.
    Lettuce in salad today.

    All remaining Veg in good condition apart from outer leaves of iceberg lettuce which had to be discarded.
    I will be using mint in a couscous salad tomorrow & maybe a mojito ?

    A great money saving way to get your 5 a day .
    • onashoestring
    • By onashoestring 30th Jul 19, 1:56 PM
    • 225 Posts
    • 424 Thanks
    onashoestring
    £100 Bank Incentive.
    £100 cash incentive for opening a First Direct Current A/c & switching from my old current account.

    I opened the Acc online ,
    When I received my new bank card, I arranged the switch &
    paid in the £1000 ( from my Savings ) .

    It took 21 days from opening the Acc to receiving the £100 cash.

    I have now recommended my husband so he will be getting £100 & I will get an additional £50 for recommending him.
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