Virtual Sealed Pot Challenge 2017

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  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Hope we are doing okay, and we havent all melted in this heat!!!!
    MeltingHyuna.png

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • getmyacttogether2016
    getmyacttogether2016 Posts: 276 Forumite
    First Anniversary First Post Photogenic
    Morning all

    #5 with £3.00 for last week :(, update sent.

    GMAT
    Lost my way for far too long but now back on board to lead a more simplistic lifestyle

    Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
    Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
    May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)
  • getmyacttogether2016
    getmyacttogether2016 Posts: 276 Forumite
    First Anniversary First Post Photogenic
    Morning all

    Hope everyone is well and enjoying life.

    Have had lovely weather recently with the odd shower here and there, doing wonders for the garden.

    #5 with another 31.08 for last week. Spreadsheet updated.

    GMAT
    Lost my way for far too long but now back on board to lead a more simplistic lifestyle

    Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
    Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
    May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Thanks to those that sent me their updates, I have updated the spreadsheet.

    Its cloudy and raining here now, after a few glorious days, aww well summer is over lol.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    First Post First Anniversary Combo Breaker
    Hello lovely,

    I'm really struggling with money at the moment. I'm 7 weeks behind with my transfers. I will need to make them up and soon before it all gets too much to make up.

    I also have a very large credit card bill to pay off but I know if I don't keep up with my VSP I'll be in an even worse state.

    Please don't give up on me. I will be back soon with an update, hopefully after payday.

    Ruth x
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt     - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    crimson.addict wrote: »
    Hello lovely,

    I'm really struggling with money at the moment. I'm 7 weeks behind with my transfers. I will need to make them up and soon before it all gets too much to make up.

    I also have a very large credit card bill to pay off but I know if I don't keep up with my VSP I'll be in an even worse state.

    Please don't give up on me. I will be back soon with an update, hopefully after payday.

    Ruth x

    I will never give up on you... I am here with my foot firmly up your derrière
    anyway you have a very big excuse for being behind *ding dong :-)

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    First Post First Anniversary Combo Breaker
    Me again,

    So for anyone that doesn't know, I do my VSP a little differently to most.

    I have a piece of paper with the numbers 1-52 on them. Each week I choose a number and pay that amount into my bank. I do also add bits and pieces here and there like everyone else.

    By doing it this way it means I will have at least £1,378 towards Christmas, any extra is a bonus.

    It makes the saving more manageable for me and isn't as boring as saving £26.50 a week. If I'm short of cash one week I can save one of the lower amounts and if I'm feeling flush one of the higher ones :)

    Because of one thing and another I have got myself 8 weeks behind. I have a plan in place to get out of the debt to myself. I have allocated numbers for each of the weeks and the total comes to £238. To complete May I need to pay £84, the rest of the money is for June. I am going to pay the £84 now and submit my total for May, I hope this is ok Westie? By the end of July, I hope to have paid off the total for June but I will submit my total for June tomorrow as I know how much it will be. In the meantime, I plan to continue my payments weekly for July so hopefully, by the end of July, i will be back on track.

    I know it's all very confusing but I had to get it written down.

    Ruth
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt     - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 28 June 2017 at 2:31PM
    crimson.addict wrote: »
    Me again,

    So for anyone that doesn't know, I do my VSP a little differently to most.

    I have a piece of paper with the numbers 1-52 on them. Each week I choose a number and pay that amount into my bank. I do also add bits and pieces here and there like everyone else.

    By doing it this way it means I will have at least £1,378 towards Christmas, any extra is a bonus.

    It makes the saving more manageable for me and isn't as boring as saving £26.50 a week. If I'm short of cash one week I can save one of the lower amounts and if I'm feeling flush one of the higher ones :)

    Because of one thing and another I have got myself 8 weeks behind. I have a plan in place to get out of the debt to myself. I have allocated numbers for each of the weeks and the total comes to £238. To complete May I need to pay £84, the rest of the money is for June. I am going to pay the £84 now and submit my total for May, I hope this is ok Westie? By the end of July, I hope to have paid off the total for June but I will submit my total for June tomorrow as I know how much it will be. In the meantime, I plan to continue my payments weekly for July so hopefully, by the end of July, i will be back on track.

    I know it's all very confusing but I had to get it written down.

    Ruth

    It all makes sense to me sweetie, I have updated your amount for May.

    Im glad you are still following, cant believe we are nearly half way through the challenge....

    Lets hope the momentum continues, we are doing well,

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    First Post First Anniversary Combo Breaker
    I have submitted my total for June £154.03.

    I have managed to pay £90 of that off already leaving only £64 to pay (the 3p was interest).

    Looking at my bank I already have almost £1000 saved in my VSP! I also have some notes and change to add to that from my SPC. I am so very proud of myself. This year has been quite a struggle money wise but I am doing it and getting there.

    I still have £3,300 to pay off my CC but I am slowly getting through that too and it's 0% interest for over a year still. I WILL have it paid off before the interest free period runs out!
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt     - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    crimson.addict wrote: »
    I have submitted my total for June £154.03.

    I have managed to pay £90 of that off already leaving only £64 to pay (the 3p was interest).

    Looking at my bank I already have almost £1000 saved in my VSP! I also have some notes and change to add to that from my SPC. I am so very proud of myself. This year has been quite a struggle money wise but I am doing it and getting there.

    I still have £3,300 to pay off my CC but I am slowly getting through that too and it's 0% interest for over a year still. I WILL have it paid off before the interest free period runs out!


    BRAVO!!!!

    I have a credit card to pay off end of this month, I hope to be able to use some money from a maturing regular saver.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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