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  • FIRST POST
    • lessonlearned
    • By lessonlearned 11th Nov 18, 11:14 AM
    • 11,213Posts
    • 76,285Thanks
    lessonlearned
    Champagne Lifestyle on a Lemonade Budget.
    • #1
    • 11th Nov 18, 11:14 AM
    Champagne Lifestyle on a Lemonade Budget. 11th Nov 18 at 11:14 AM
    Can it be done.

    Well I have decided I am going to give it a jolly good try.

    And I invite you to join me....Please share your tips, experiences, deals, bargains.

    For those who don't know me.....a little background.

    I am a widow, aged 67. My husband died four years ago after a long illness which wrecked our finances and which changed my financial landscape, hopefully not forever. I am working on it.

    At one point I thought I would have to go bankrupt but with the help of Martin Lewis (All Hail) and the collective knowledge, wisdom and support of the lovely people on these boards I pulled myself back from the abyss and am now financially stable.

    Not rich but I have "enough".

    Now a confession ........although I am very content to live a simple and now thankfully stress free life I do have a penchant for a little luxury.....and .........before I get too old and decrepit, its time for some fun. Time to finally reap the benefit of all my hard work.

    I have just moved house. It's a money pit and I love it. Doing up old houses is my idea of fun. I love rescuing old wrecks and turning them into elegant, comfortable homes and then when I sell ........hopefully they end up a profitable investment.

    I did well on the last one, which I bankrolled and project managed.i gave all the profits to my son who put in all the sweat equity and hours of back breaking work. I was happy just to break even on that one and give him a leg up.

    However .......as we all know "all work and no play makes Jill a very dull girl". So, whilst I am fully committed to making this new house a stunner And hopefully make a nice little profit I want to

    a) do it on a tight budget and
    b) not put my life on hold in the process this time.

    So......my plan is to live off my income of £12,000 and use some of my capital as my war chest for the renovations and hopefully at some point start up a small sideline business. No idea what yet.

    So how to streeeeeetch that £12k, until, in the words of one of our dear chancellors, I think it was Nigel Lawson ....."the pips squeak". How to extract every ounce of luxury and fun.

    I am in the process of reviewing my budget. This is always an ongoing process for me. I am constantly refining my budget to make the most of what I have. Sounds a bit anal but I do it at least once a month.

    This week I had to change my mobile phone but although I now have to pay an additional £5 per month I am happy with the deal. I also have to take my car in for what I hope will be a minor repair.

    My car is getting on a bit and so far has cost me peanuts to run but it's on notice. If it starts getting too expensive then its days are numbered. I can live without a car if I have to, at least as a short term measure. We have good transport links here. I have a free bus pass and a senior railcard. A taxi into the city centre is reasonable.

    I have good practical skills, love charity shops, and make most of my own lotions and potions.

    What I really need to do is learn now is how to get the fabulous entertainment, hotel and travel deals that I know are out there. As a solo there is often a premium to pay for the privilege of travelling alone......

    So now it begins......my quest for a champagne lifestyle......

    I am sooooooo worth it. Lol.
    Last edited by lessonlearned; 11-11-2018 at 11:35 AM.
Page 35
    • Wednesday2000
    • By Wednesday2000 12th Jan 19, 11:41 AM
    • 2,471 Posts
    • 17,982 Thanks
    Wednesday2000
    Good Morning, My champagne moment today will be throwing a birthday party for three homeless children who have birthdays this month. There will be about 30 homeless children attending. We have managed to get all the food, birthday cakes and presents for free as well which is a bonus.
    I better explain I work with homeless families and a project called the birthday star project which aims to throw a birthday party once a month for homeless children.
    Wish me luck I'm going to be knackered when I get home.
    Originally posted by sootypea
    How lovely!

    My champagne moment yesterday was going to watch Stan and Ollie at the Odeon Luxe in Leicester Square. I had a premium Luxe recliner seat so I was laying back with my feet up to watch this film. When the seat is fully reclined and the footrest is up, both at the touch of a button, I feel as if I am laying in utmost comfort.

    It is a profoundly insightful, funny, moving film. Steve Coogan and John C. Reilly are absolutely astounding in their lead roles as Stan Laurel and Oliver Hardy respectively. I would give this film 10/10 as I just cannot see how it could be improved on.

    I had never been aware of the British tour that Laurel and Hardy had undertaken later in their career or of their personal lives or marriages. I had always loved the Laurel & Hardy films and found the comedy duo extremely funny, so I was determined to watch this film.
    Originally posted by sugarbaby125
    That film does look interesting.
    "Fall seven times and stand up eight."
    Japanese Proverb
    • lessonlearned
    • By lessonlearned 12th Jan 19, 1:15 PM
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    • 76,285 Thanks
    lessonlearned
    Phew.......just spent the morning on Phase I of the bedroom declutter. I am shattered now and starving. I think I will call it a day

    I am fasting today so will eat in a minute and then spend the afternoon pottering about, cooking a nice dinner, hang the paintings I bought and just generally sorting myself out. Give myself a facial and manicure.

    Tomorrow I will start the room I laughingly call my study. (Junk room) then I will do Phase 2 of my bedroom next week. There's a chest of drawers in there I would like to get rid of but first I have to rehome the Contents but it will be nice to empty it so I can remove it and enjoy the extra space.

    I am definitely on a roll with this decluttering milarky.

    Grey and murky here today. Not especially cold but not particularly inviting out so I am happy to stay home and crack on.

    Sootyoea......what a lovely and generous thing to do. Hope the party goes well. Have a great time.

    Right time for some brunch. A healthy omelette and some coffee.
    • caronc
    • By caronc 12th Jan 19, 7:33 PM
    • 5,171 Posts
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    caronc
    A lovely "champagne moment" spent with good friends yesterday evening sitting round the fire eating "picky bits" and sharing a bottle of wine. We talked and laughed until the early hours and sorted the world out at least twice! A cheap & cheerful evening in the scheme of things but such fun and I think it did us all good.

    • mrsmac10
    • By mrsmac10 12th Jan 19, 9:28 PM
    • 4,291 Posts
    • 57,734 Thanks
    mrsmac10
    Good Morning, My champagne moment today will be throwing a birthday party for three homeless children who have birthdays this month. There will be about 30 homeless children attending. We have managed to get all the food, birthday cakes and presents for free as well which is a bonus.
    I better explain I work with homeless families and a project called the birthday star project which aims to throw a birthday party once a month for homeless children.
    Wish me luck I'm going to be knackered when I get home.
    Originally posted by sootypea
    Thatís brought a lump to my throat. I was going to say thatís so sad but really itís so nice that your charity does this. Take care
    • sheilavw
    • By sheilavw 12th Jan 19, 9:34 PM
    • 1,077 Posts
    • 1,340 Thanks
    sheilavw
    my champagne moment was being treated to a lovely lunch out with my youngest daughter today. from the pub window we could see the majestic Pendle Hill even if it was a little misty. We are lucky to have such lovely countryside on our doorstep
    • lessonlearned
    • By lessonlearned 12th Jan 19, 9:53 PM
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    • 76,285 Thanks
    lessonlearned
    The Favourite was really good.Funny in parts , n Olivia Coleman was brill as Queen Anne.The only downside was some of the background music that got a bit repetitive
    Originally posted by candygirl
    Champagne moment tonight.....seeing The Favourite. If you like your comedies dark and slightly sinister then this is a cracking film.

    Agree about the music and I did feel the use of modern words and terminology for the dialogue was a bit jarring at times. In fact the script was a bit patchy.

    (Warning dont see it if lesbian sex scenes offend you).

    But I thought all three female leads were brilliant, with Coleman excelling.

    Not terribly historically accurate but then historical films do tend to bend the truth a little for dramatic affect. But on the whole it was a fairly accurate portrayal of the role of women at that time, the (lack) of choice available to them (even Queens). The visuals were stunning, especially the room settings.

    A fascinating look at power, politics and corruption......darkly comic and very thought provoking.
    • lessonlearned
    • By lessonlearned 12th Jan 19, 9:55 PM
    • 11,213 Posts
    • 76,285 Thanks
    lessonlearned
    A lovely "champagne moment" spent with good friends yesterday evening sitting round the fire eating "picky bits" and sharing a bottle of wine. We talked and laughed until the early hours and sorted the world out at least twice! A cheap & cheerful evening in the scheme of things but such fun and I think it did us all good.
    Originally posted by caronc
    Sounds lovely.....you can't beat time spent with good friends.
    • candygirl
    • By candygirl 12th Jan 19, 10:08 PM
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    candygirl
    Champagne moment tonight.....seeing The Favourite. If you like your comedies dark and slightly sinister then this is a cracking film.

    Agree about the music and I did feel the use of modern words and terminology for the dialogue was a bit jarring at times. In fact the script was a bit patchy.

    (Warning dont see it if lesbian sex scenes offend you).

    But I thought all three female leads were brilliant, with Coleman excelling.

    Not terribly historically accurate but then historical films do tend to bend the truth a little for dramatic affect. But on the whole it was a fairly accurate portrayal of the role of women at that time, the (lack) of choice available to them (even Queens). The visuals were stunning, especially the room settings.

    A fascinating look at power, politics and corruption......darkly comic and very thought provoking.
    Originally posted by lessonlearned
    A few old women walked out when I saw it .The C word really disturbed me , but it was an amazing plot x
    "You can't stop the waves, but you can learn to surf"

    (Kabat-Zinn 2004)
    • wondercollie
    • By wondercollie 12th Jan 19, 10:17 PM
    • 1,257 Posts
    • 9,554 Thanks
    wondercollie
    Nothing exciting in my world. Trip for minimal groceries. We are going away next month and want to empty out the downstairs freezer before we go.

    So, feet up, warm house, Collie nearby, and nibbles. We recovered a shrimp ring from the freezer that never made it to the Christmas table, so between that and an unopened Marks and Sparks Christmas cake that I brought back from Scotland, we are having a tea time treat that is definitely champagney.
    • lessonlearned
    • By lessonlearned 12th Jan 19, 11:09 PM
    • 11,213 Posts
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    lessonlearned
    A few old women walked out when I saw it .The C word really disturbed me , but it was an amazing plot x
    Originally posted by candygirl
    The odd thing is whilst the c word is now deemed to be very offensive and is often described as the worst swear word, historically that wasn't always the case. It was actually in common parlance at the time, certainly "robust" but not beyond the pale like it is now. In that sense the dialogue was quite accurate. It was when they used words like OK that it really jarred.

    There were quite a few modern phrases used that were just totally inappropriate. I wasn't expecting it to be all Ye Olde Englishe because that would just go over our heads and be unitelligible but I did think the script was out of kIlter at times. A shame because they took such care to get the costumes and interiors right.

    I know I know - when it comes to films I'm just an old pedant. but I like to see everything done properly.

    Still it Just goes to show though how language changes and evolves over time.

    Yes I can imagine a few older ladies finding it difficult to watch. My mum would have coped and just shrugged off the excesses but my MIL would have had an attack of the vapours.

    But they were bawdy robust times, times of excess, morals and social mores were very different then so I don't really see why some people have been so shocked by the film, surely they must know something about the licentiousness of that era.

    Maybe they were expecting a sanitised "Carry On Queen Anne" kind of caper.
    • candygirl
    • By candygirl 12th Jan 19, 11:29 PM
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    candygirl
    The odd thing is whilst the c word is now deemed to be very offensive and is often described as the worst swear word, historically that wasn't always the case. It was actually in common parlance at the time, certainly "robust" but not beyond the pale like it is now. In that sense the dialogue was quite accurate. It was when they used words like OK that it really jarred.

    There were quite a few modern phrases used that were just totally inappropriate. I wasn't expecting it to be all Ye Olde Englishe because that would just go over our heads and be unitelligible but I did think the script was out of kIlter at times. A shame because they took such care to get the costumes and interiors right.

    I know I know - when it comes to films I'm just an old pedant. but I like to see everything done properly.

    Still it Just goes to show though how language changes and evolves over time.

    Yes I can imagine a few older ladies finding it difficult to watch. My mum would have coped and just shrugged off the excesses but my MIL would have had an attack of the vapours.

    But they were bawdy robust times, times of excess, morals and social mores were very different then so I don't really see why some people have been so shocked by the film, surely they must know something about the licentiousness of that era.

    Maybe they were expecting a sanitised "Carry On Queen Anne" kind of caper.
    Originally posted by lessonlearned
    I'm not a prude, but think the C word was constantly used for effect, but I realise it had different connotations back then .I think the "love affairs" were common at that time too
    "You can't stop the waves, but you can learn to surf"

    (Kabat-Zinn 2004)
    • lessonlearned
    • By lessonlearned 12th Jan 19, 11:37 PM
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    lessonlearned
    I think you're right. I think women were often so badly treated by men that they often looked for love and affection from other women.

    I'm glad I live now and not then........
    • candygirl
    • By candygirl 12th Jan 19, 11:40 PM
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    candygirl
    I think you're right. I think women were often so badly treated by men that they often looked for love and affection from other women.

    I'm glad I live now and not then........
    Originally posted by lessonlearned
    Yea n a lot of them wanted to avoid constant pregnacies, but poor Ann having 17 miscarriages, n still births
    "You can't stop the waves, but you can learn to surf"

    (Kabat-Zinn 2004)
    • lessonlearned
    • By lessonlearned 13th Jan 19, 4:10 AM
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    lessonlearned
    Poor woman......,

    Well I'm awake at some godforsaken hour this morning so curled up with a cup of tea, quietly reading. Hopefully I'll get sleepy again. If not I'll get up and get cracking and then have an afternoon nap.

    Luckily I've nothing special planned so it won't matter if I'm half dead this afternoon.
    • Chrystal
    • By Chrystal 13th Jan 19, 4:40 AM
    • 622 Posts
    • 4,463 Thanks
    Chrystal
    You'e not on your own LL.... except I haven't yet been asleep!
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.
    • house elf
    • By house elf 13th Jan 19, 7:36 AM
    • 936 Posts
    • 12,253 Thanks
    house elf
    Good morning,

    LL and Candy.......spoilers! We have had an annual pass for Blenheim Palace last year. I don't remember them mentioning anything about this story on the guided tour

    Went to town yesterday, and bought a new Christmas tree in the sale at John Lewis. Definitely a Champagne Tree on a Lemonade budget.

    Have a lovely day
    Synchro Mums - 'Changing the world one sequin at a time' Lady GaGa
    'We have more in common than that which divides us.' Jo Cox
    • mrs_slapshot
    • By mrs_slapshot 13th Jan 19, 8:29 AM
    • 32 Posts
    • 159 Thanks
    mrs_slapshot
    Morning all. Lots has happened on this thread since I last looked!

    My champagne moments this weekend were a bottle of prosecco Friday and Saturday night that was left over from Christmas, and a pamper night last night with a 'free' face mask and a manicure using products I got for Christmas.

    A couple of weeks ago I started looking at Rightmove as I am feeling the moving itch - my house is lovely, but the kitchen is too small and my son's bedroom is also tiny. He will be 18 soon and I think he needs more space. Ideally I would like to find my ideal house at a much lower price than my current house so I could also reduce my mortgage (which currently has 14 years to run...I can't wait that long...) but I don't think that will happen so I plan to make some decor and furniture changes here to make me feel better.

    I spent most of yesterday decluttering the garage and sorting out my pile of eBay items to sell, so hopefully will post those every day this week. I have already made around £150 in the last month or so by selling stuff - amazing how it adds up. I also dropped off 4 bags at the charity stuff and filled my bin!

    I wish I could stop buying food. My freezer and cupboards are full but I still feel the need to buy more stuff. I would like to have a week this month where all I buy is milk and fruit as in reality everything else I need is already here. Any tips on how to resist the shops would be good!
    • lessonlearned
    • By lessonlearned 13th Jan 19, 9:29 AM
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    lessonlearned
    Good Morning All.

    Mrs slapsot.....well if the weather your end is as bad as it is here today then avoiding the shops should be a doddle. It's horrible here.

    Why not set yourself a challenge of "NSDs". No spend days. That's what I've done since1st January. Aiming for 15 this month. It seems to be working because I'm no longer nipping To the little shop for one item and blowing £20. well done on the ebay sales, thats fantastic.

    House Elf.....your Christmas tree sounds like a great bargain.

    Chrystal.....luckily I did manage to go back to sleep, so although I feel a bit dopey I have had around 7 hours so not too bad.

    Anyway seeing as the weather is so grim I'm going to crack on with my decluftering. I think it's addictive.......
    • sootypea
    • By sootypea 13th Jan 19, 11:52 AM
    • 139 Posts
    • 659 Thanks
    sootypea
    What a lovely thing to do. I live near Manchester and have never heard of that charity although I do knit for various chariites who help the homeless. I shall look the birthday star project up.
    Originally posted by THIRZAH
    If you go to the council website the Christmas party is on there. The kids had a blast.

    The birthday star project is on facebook.

    Just to clear things up I work at the hostel. The BSP are all volunteers who come in and throw the parties.

    The kids had a blast yesterday as did the parents. That was my champagne moment seeing there faces.

    Today I have been busy adding more clutter to vinted. I have managed to sell most of it.

    We are having our loft converted in a few weeks so all the clutter from up there is cluttering up my spare bedroom which I use as a craft room. Not much crafting going on at the moment.

    My champagne moment today was getting a piece of beef for £3.00 reduced from £9.00 in Sainsburys. that will make a nice dinner and Other half sandwiches for a few days
    Last edited by sootypea; 13-01-2019 at 12:02 PM.
    an GC. £180.00/£300
    • humptydumptybits
    • By humptydumptybits 13th Jan 19, 1:04 PM
    • 2,217 Posts
    • 8,671 Thanks
    humptydumptybits
    A few old women walked out when I saw it .The C word really disturbed me , but it was an amazing plot x
    Originally posted by candygirl


    I really like Olivia Coleman but I feel a bit uncomfortable about the film. I think Queen Anne had such a sad life, real tragedy not just a bit sad, so I'm not sure about making her life into a comedy. Do you think I've got it wrong. Really not sure about seeing it.
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