Soa 2 people advice needed

Hi everyone.

So I lost my job and was out of work for 9 weeks. No income received. I was self employed, we have savings and have survived off that. My partner has supported us through. I'm now back at work but earning a third from before.

Our debts are 0% till later this year and we currently have about £1200 in the current account. I have books to enter and have prepaid part of my tax but should also pay HMRC at the end of July. I'm hoping the accountant can work some magic and my previous payment will cover this.

The 'secured' loan is actually a loan my sister took our for us to pay our deposit, for the house purchase. It's a large payment but it is still cheaper than renting was.

Monthly Income (after tax)
500
Partner's Monthly Income
1230
Benefits
0
Other Income (e.g. maintenance payments)
0
Enter your monthly expenditure
Amount (£)
Mortgage payment (from secured debt table below)
498
Secured/HP loans (from secured debt table below)
265 - 80 payments left
Rent
0
Management Charge (e.g. on leasehold property)
0
Council Tax
115
Electricity
30
Gas
30
Oil
0
Water Rates
21
Telephone (land line)
20
Mobile Phone
29
TV Licence
15
Satellite/Cable TV
11
Internet Services
10
Groceries etc.
200
Clothing
0
Petrol/Diesel
120
Road Tax (car)
45
Car Insurance (including breakdown cover)
100
Car Maintenance (including MOT)
20
Car Parking
0
Other Travel
0
Childcare/Nursery
0
Other child related expenses
0
Medical (prescriptions, dentists, opticians etc.)
15
Pet Insurance/Vet bills
15
Building Insurance
7
Contents Insurance
12
Life Assurance
30
Other Insurance
0
Presents (birthday, christmas etc.)
10
Haircuts
0
Entertainment
55
Holiday
0
Household Emergency Fund (e.g. for repairs)
0

Dog food

40
Enter SECURED debts and Hire Purchase (HP) debts
Enter ALL your mortgage, secured and HP debt details here.

Debt description Debt (£) Monthly payment (£) Annual Rate (%)
Mortgage
145000 - payment - 498 Apr till March 19 1.79

Secured debt
20000 - payment - 265 - Apr 3.1 - 80 payments left

Hire Purchase (HP)
0

0

0
Enter your UNsecured Debts e.g. credit cards
Debt description Debt (£) Min Pay (£) Annual Rate (%)

Bcard1

950 - 20 payment

Bcard2

200 -payment 5

Hmrc

600 payment 100 - 6 payments left - tax rebate given inor error by hmrc

Enter the value of your assets
Asset Value (£)
Cash
1200
House value (gross)
170000
Shares & bonds
0
Car(s)
500
Other assets (e.g. endowments, jewellery)
0
Additional Information
Optional information, but very useful for anyone reviewing your SOA.

Number of adults in household
2
Number of children in household
Number of cars owned 2