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  • FIRST POST
    • Isaacy2
    • By Isaacy2 16th May 18, 12:31 PM
    • 3Posts
    • 0Thanks
    Isaacy2
    Halifax Mortgage
    • #1
    • 16th May 18, 12:31 PM
    Halifax Mortgage 16th May 18 at 12:31 PM
    We are in process of getting Halifax Mortgage, I keep panicking we were given dip, then paid valuation fee and valuation came back spot on. They asked for my employer reference, sent that off today, how long will it take now, we have no credit cards, finance or anything like that. I just want this to be done yesterday . Help please
Page 1
    • FTBNow
    • By FTBNow 16th May 18, 12:42 PM
    • 114 Posts
    • 78 Thanks
    FTBNow
    • #2
    • 16th May 18, 12:42 PM
    • #2
    • 16th May 18, 12:42 PM
    If you haven't got credit cards, finance and no CCJs/defaults I think you'll be more than fine.
    • Isaacy2
    • By Isaacy2 16th May 18, 12:44 PM
    • 3 Posts
    • 0 Thanks
    Isaacy2
    • #3
    • 16th May 18, 12:44 PM
    • #3
    • 16th May 18, 12:44 PM
    We have 20000 deposit on 115000 house. If that makes any difference I keep panicking. I suppose it!!!8217;s normal. Thankyou so much for your reply
    • FTBNow
    • By FTBNow 16th May 18, 1:19 PM
    • 114 Posts
    • 78 Thanks
    FTBNow
    • #4
    • 16th May 18, 1:19 PM
    • #4
    • 16th May 18, 1:19 PM
    No problem me and my partner just got approved for 95% LTV on a 160,000 house. I have missed payments and used payday loans, we both have car finance and have had credit cards in the past (paid off now). I think you'll be more than fine.
    • foxy-stoat
    • By foxy-stoat 16th May 18, 4:48 PM
    • 2,815 Posts
    • 1,593 Thanks
    foxy-stoat
    • #5
    • 16th May 18, 4:48 PM
    • #5
    • 16th May 18, 4:48 PM
    We have 20000 deposit on 115000 house. If that makes any difference I keep panicking. I suppose it!!!8217;s normal. Thankyou so much for your reply
    Originally posted by Isaacy2
    Why are you panicking until you have something to panic about.

    Just wait and be patient - you will receive your blue welcome hamper soon enough with all the picture hooks and hand wash you will need!
    • Isaacy2
    • By Isaacy2 16th May 18, 6:05 PM
    • 3 Posts
    • 0 Thanks
    Isaacy2
    • #6
    • 16th May 18, 6:05 PM
    • #6
    • 16th May 18, 6:05 PM
    Thankyou all so much you have made me feel so much better will let u know how we get on !!!55357;!!!56876;
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