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  • FIRST POST
    • Positiveserenity
    • By Positiveserenity 27th Jan 19, 11:09 AM
    • 5Posts
    • 1Thanks
    Positiveserenity
    Investment advice
    • #1
    • 27th Jan 19, 11:09 AM
    Investment advice 27th Jan 19 at 11:09 AM
    Hello all,

    This is a most informative forum and I have a decision of my own l would like some advice on..

    I am in the position were I can make investment into additional btl properties or stocks and share isas or just get my mortgage cleared.

    I am in my late 30s, if that makes a difference!

    Anyone been in a similar position? What did you do? What would you advise?
Page 1
    • Positiveserenity
    • By Positiveserenity 27th Jan 19, 11:16 AM
    • 5 Posts
    • 1 Thanks
    Positiveserenity
    • #2
    • 27th Jan 19, 11:16 AM
    • #2
    • 27th Jan 19, 11:16 AM
    I realise this has probably been asked a few times before on here so I am searching through to try find similar posts.

    Thanks in advance!
    • droopsnoot
    • By droopsnoot 31st Jan 19, 12:41 PM
    • 1,215 Posts
    • 776 Thanks
    droopsnoot
    • #3
    • 31st Jan 19, 12:41 PM
    • #3
    • 31st Jan 19, 12:41 PM
    Yes, have a look through the "Savings and Investments" section of the forum for more detail. There are many, many, many posts about the subject.


    Obviously there is no universal "correct" answer to your question - even someone in the same position as you now might have different goals. So you might be best sitting down and figuring out what you want to achieve with your investments, then go from there. If you can't find a thread already in S&I that meets your needs I'd be surprised given the number there.
    Last edited by droopsnoot; 31-01-2019 at 12:46 PM.
    • girllikeme1
    • By girllikeme1 6th Feb 19, 11:32 AM
    • 143 Posts
    • 33 Thanks
    girllikeme1
    • #4
    • 6th Feb 19, 11:32 AM
    • #4
    • 6th Feb 19, 11:32 AM
    Look up Lifetime Investment ISAs if you are interested in saving into a fund you can access aged 60. I'm in my late 30s too and you can only open one until you're 40 so even if investing nothing in it you can open it with 1 and if you can afford to invest in your 40s you can (until age 50). The government tops up with 25% of what you put in each year, up to 4000, i.e. put in 1.00 and it's topped up to 1.25, or put in 4K and it's topped up to 5K.
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