The365 Day Penny Challenge
Comments
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I did this starting 1.1.16.........and it works
Over £600 saved and stashed away with little effort. I rounded up or down each month and paid December 2016 with January 2016 to avoid a large amount being paid out now:) I will be doing it again in 2017.
I wont be signing up to the challenge with you as I intend in 2017 to spend less time reading posts on this site. Time is as important to me as debt busting and saving;)
Good luck to everybody doing the challenge!Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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Have made a start and decided whatever goes in the pot I will also pay to my credit card the same day - just a small start with a 5p I found in a pocket 😄1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
Post 10 updated. Good Luck everyone. Keep us all updated how you doing :TMake £10 a day in May- £90/£1500
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mrshubbard wrote: »Have made a start and decided whatever goes in the pot I will also pay to my credit card the same day - just a small start with a 5p I found in a pocket ��
Thats a great idea and all them small pennies are going to count if we are to get to our target.Make £10 a day in May- £90/£1500 -
I'm going to start on the first January. I popped '365 penny challenge' in a search engine and printed off a chart to keep track.2019 fashion on a ration 0/66 coupons0
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I'm going to start on the first January. I popped '365 penny challenge' in a search engine and printed off a chart to keep track.
Didn't realise there were such charts and wasted time writing out all the numbers in the notepad on my phone. Doh! Definitely printing off though as it will be so much easier to keep track of with it all on one page.0 -
Can I join too please? this challenge sounds quite easy and fun.0
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I can't post links but the Skint Dad Website has a good table on it.
(And it seems quite a useful website - not as good as this one but interesting reading)“Being happy doesn’t mean that everything is perfect. it means that you’ve decided to look beyond the imperfections.” – Unknown0 -
Didn't realise there were such charts and wasted time writing out all the numbers in the notepad on my phone. Doh! Definitely printing off though as it will be so much easier to keep track of with it all on one page.
Sometimes spending time getting organisedfor a challenge can make you more invested in completing it so hopefull not time wasted.
I've got 2 charts since I will not be doing the challenge in order. I printed one with 365 squares showing the numbers from 1 to 365 where I will colour the amounts as I save them. I will also make a daily note of what I put into savings that day- either in a diary/calendar or a new chart. I'll need to use a system or I will completely lose track!2019 fashion on a ration 0/66 coupons0 -
My hubby's decieded he's joining me and is crossing off on the same sheet so have also paid 55p to pot and cc today �� Not sure what we'll do as we'll prob finish it before 365 days - prob start again.1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0
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