I Want To Be Mortgage Free!

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  • Jessy103
    Jessy103 Posts: 1,824 Forumite
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    shangaijimmy wrote: »
    We'll do anything for the pleasure of colouring a little square in!! Great progress and i'm certain that you'll smash the December target!

    Thanks for the support SJ!! It was very satisfying colouring in that square and I even skipped into the kitchen to do it! Lol! DH thinks I'm bonkers! laughing-smiley-014.gif
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    The abuse wears off, eventually. Mine has reduced from 'weirdo', to 'nerd' to a subtle roll of the eyes...!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • Jessy103
    Jessy103 Posts: 1,824 Forumite
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    shangaijimmy wrote: »
    The abuse wears off, eventually. Mine has reduced from 'weirdo', to 'nerd' to a subtle roll of the eyes...!

    I just spat my tea out laughing at this!! laughing-smiley-014.gif
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Elephantchunks
    Elephantchunks Posts: 211 Forumite
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    :j Yay! Another square coloured in and a happy skip of joy to the kitchen. Great to hear, well done Jessy!
    "Why not now, OK so when and how," ElephantChunks.
    Electrics re-wire savings Oct 18 - March 2020 WE GOT ELECTRIC!
     Heating Loan Sept 0/£5000
    SPC14 #65
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    Jessy103 wrote: »
    Logged onto the mortgage this morning and the interest had been added on making the total £64,025.96 so I promptly called them and made an over payment of £125.96. When the system has updated our new total will be £63,900. This means I am able to cross off a box on my chart as we will never go back over £64K sport-smiley-001.gif

    FANTASTIC!! :beer:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • themadvix
    themadvix Posts: 7,897 Forumite
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    I'm envious of your low levels of interest! :) Well done though - bet that's a great feeling :D
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 1,824 Forumite
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    Thanks for the support guys!! x
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • ch4rly2002
    ch4rly2002 Posts: 460 Forumite
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    Happy (very) belated birthday!

    Congratulations on getting under £64k!!! That's marvelous. Hope you started the chart at the full £87k so you could colour in what you've already achieved :D I really like the idea of that. I'm going to start one when we settle into the new place
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000
    Student Loan: March 2011 -£18,275.04 / Jul 2021 -£10,425.28
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600
    Loan to In-Laws: Sep 2010 -£48,185.82 / Apr 2019 £0
    Car Loan: Sep 2018 -£16,265 / Apr 2019 £0
    Credit Card 0%: Nov 2016 -£4,500 / Apr 2019 £0
  • Jessy103
    Jessy103 Posts: 1,824 Forumite
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    Thanks Ch4rly! No I didn't start it at the full £87K although now you've said it I wish I had done!! I started it at £70K because that's what we were at when I started my MFW diary. Yeah you'll have to try it because it is a good motivator when I see it every time I walk in the kitchen! x
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • themadvix
    themadvix Posts: 7,897 Forumite
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    I think I might have to get a chart once we're back on track and I have a new kitchen :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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